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Yuanbao Inc.
NASDAQ: YB Technology IT 🔎 Screen
$487M
Market Cap
5.2
P/E
PEG
134.2%
ROCE
30.6%
ROE
0.00
D/E
96.2%
OPM
-45.3%
% from 52W High
16
α RS
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🌏 Global Investor Returns
Currency-adjusted total returns for YB including FX impact
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📈 Price History
Ratio Health
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By Category
📊 Sector Averages
About

Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People’s Republic of China.

Key Ratios Snapshot
📈 Growth Pattern
📊 Quick Scorecard
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⭐ Superinvestors Holding YB
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Manager Shares Value % of Fund Period
Steve Cohen Point72 Asset Management 115.5K $2.0M 0.00% Mar 2026

SEC Form 13F data. 45-day lag from quarter end.

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✓ 📞 Earnings Call Transcripts (5 quarters) submit a missing quarter
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📞 Earnings Call Transcripts (5)
Q1 2026 Q1 2026 2026-06-10
Q1 2026 saw revenue rise 35.6% and net income up 31.4% year-over-year, driven by strong AI integration and robust cash reserves. The board approved a US$1.26 per ADS dividend and a $15 million buyback, reflecting confidence in long-term growth.
Q4 2025 Q4 2025 2026-03-18
Q4 and FY2025 saw robust revenue and profit growth, driven by AI-powered operations and strong policy tailwinds. Cash reserves surged, supporting future investments, while management expects continued growth momentum in 2026.
Q3 2025 Q3 2025 2025-12-03
Revenue grew 33.6% YoY to RMB 1.16 billion and net income rose 51.3% to RMB 317 million, with strong cash reserves and 13 consecutive quarters of profitability. AI-driven innovation and product expansion fueled growth, and management targets at least 30% revenue growth for 2025.
Q2 2025 Q2 2025 2025-08-27
Q2 2025 saw record revenue and net income growth, with strong cash reserves and expanding market reach. AI-driven operational advances and new product initiatives supported profitability, while the company remains focused on sustainable growth and compliance.
Q1 2025 Q1 2025 2025-06-06
Revenue grew 43.8% year-over-year to CNY 970 million, with net income up 122.1% to CNY 295 million and a net margin of 30.4%. Operational efficiency improved, driven by AI investments and robust policy growth, while strong cash reserves support future initiatives.
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📊 Analysis Methodology

This comprehensive investment analysis was conducted using The Finmagine™ Stock Analysis & Ranking Methodology, a proprietary framework that systematically evaluates stocks across five critical dimensions: Financial Health, Growth Prospects, Competitive Positioning, Management Quality, and Valuation.

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Financial Model
Projections are built from each company's audited annual financials (Income Statement, Balance Sheet, Cash Flow) over the last 5 fiscal years. Forward assumptions — revenue growth %, EBITDA margin, D&A (USD millions), interest expense, tax rate, and capex — are AI-generated using historical context and refreshed twice a year: after the December results season and after the September/Q4 results season.

DCF Valuation
Fair Value = Σ(FCFt / (1+WACC)t) + Terminal Value. Terminal Value uses the Gordon Growth Model: FCF5 × (1+g) / (WACC−g). Default WACC: 10% (US risk-free ~4.5%, equity risk premium ~5.5%). Default terminal growth: 3% (long-run US nominal GDP proxy).

CAGR Tracker
Expected 5-year CAGR = (DCF Fair Value / Current Price)1/5 − 1. Assumes fair value is reached in exactly 5 years — a mechanical estimate only.

Data Sources & Limitations
Financial statements sourced from public filings. Prices updated daily. Forward assumptions are AI-generated. All monetary values in USD millions. Non-US ADR companies may have currency conversion inaccuracies. Models are point-in-time and do not update intra-quarter or account for M&A, macro shocks, or extraordinary items.

⚠️ Important Disclaimers — Please read without fail.

Investment Risk:
Investing in securities, including US equities and ETFs, involves inherent risks including the potential loss of principal. All investments are subject to market fluctuations, economic conditions, regulatory changes, and other factors that may affect their value. Past performance is not indicative of future results. This analysis is provided for informational and educational purposes only and should not be construed as investment advice under any circumstances.

No Investment Recommendation:
This analysis does not constitute, nor should it be interpreted as, an offer, solicitation, or recommendation to buy, sell, or hold any securities or financial products. Investors are strongly advised to conduct their own independent research and due diligence and to consult with a licensed financial advisor or an SEC-registered investment adviser before making any investment decisions, taking into account their individual financial situation, risk tolerance, and investment objectives.

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Conflict of Interest Disclosure:
The author and/or analyst may currently hold or have previously held positions in the securities discussed. Any such positions are not intended to influence the objectivity or independence of the analysis. This research is produced independently and is not sponsored, endorsed, or commissioned by any company or institution.

Information Sources:
The analysis is based on publicly available information including SEC filings (10-K, 10-Q), annual reports, management commentary, and publicly available financial data. Information is believed to be accurate as of the date of publication but may be subject to change without notice. Readers are encouraged to independently verify all information before acting upon it.

Forward-Looking Statements:
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