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West Bancorporation, Inc.
NASDAQ: WTBA Financials Bank 🔎 Screen
🏹 Trader: 🚀 Stage 2 + Near High 📈 Stage 2 🎯 Near 52W High | BRS 85 Ready View all →
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$485M
Market Cap
11.6
P/E
5.69
PEG
ROCE
13.2%
ROE
0.40
D/E
OPM
-5.2%
% from 52W High
81
α RS
🔍 WTBA is showing a momentum setup because RS Rating is 81, it matches 2 of 37 tracked screener presets, and it's within 5.2% of its 52-week high. Net: Broad signal stack, not a recommendation. ? RS Rating Conviction 52W High
Sources
RS Rating 81 · Conviction 2/37 · 5.2% from 52W high
🌏 Global Investor Returns
Currency-adjusted total returns for WTBA including FX impact
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📈 Price History
Ratio Health
Excellent
Good
Average
Poor
By Category
📊 Sector Averages
About

West Bancorporation, Inc. operates as the bank holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States.

Key Ratios Snapshot
📈 Growth Pattern
📊 Quick Scorecard
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⭐ Superinvestors Holding WTBA
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Manager Shares Value % of Fund Period
Jim Simons Renaissance Technologies LLC 182.5K $4.3M 0.01% Mar 2026

SEC Form 13F data. 45-day lag from quarter end.

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3-Statement Financial Model
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✓ 📞 Earnings Call Transcripts (5 quarters) submit a missing quarter
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📞 Earnings Call Transcripts (5)
Q2 2026 Q2 2026 2026-07-23
Net income rose 39% year-over-year to $11.1 million, with strong credit quality and a record dividend increase. Margin expansion is expected to continue, supported by loan repricing, despite fierce deposit competition and ongoing loan payoffs.
Q1 2026 Q1 2026 2026-04-23
Net income rose 35% year-over-year to $10.6 million, with strong margin expansion and pristine credit quality. Loan balances were flat, but deposit growth and asset repricing are expected to drive further margin improvement. Dividend of $0.25 per share declared.
Q4 2025 Q4 2025 2026-01-29
Net income for 2025 rose 35% year-over-year to $32.6 million, with strong deposit growth and pristine credit quality. Q4 saw a securities loss trade, but core earnings and margins improved, setting up for a strong 2026.
Q3 2025 Q3 2025 2025-10-23
Earnings rose 16% sequentially and 55% year-over-year in Q3 2025, driven by margin expansion and strong credit quality. Loan growth is expected to continue at a mid-single digit pace, with margin tailwinds from loan repricing and disciplined deposit gathering.
Q2 2025 Q2 2025 2025-07-24
Second quarter net income rose to $8 million, with strong deposit growth and robust asset quality. Margin improvement is expected in the second half of 2025, supported by asset repricing and stable expenses.
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📊 Analysis Methodology

This comprehensive investment analysis was conducted using The Finmagine™ Stock Analysis & Ranking Methodology, a proprietary framework that systematically evaluates stocks across five critical dimensions: Financial Health, Growth Prospects, Competitive Positioning, Management Quality, and Valuation.

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A comprehensive, bias-free framework for analyzing and ranking stocks by Financial Strength, Growth Potential, Competitive Edge, Management Quality, and Value.

Financial Model
Projections are built from each company's audited annual financials (Income Statement, Balance Sheet, Cash Flow) over the last 5 fiscal years. Forward assumptions — revenue growth %, EBITDA margin, D&A (USD millions), interest expense, tax rate, and capex — are AI-generated using historical context and refreshed twice a year: after the December results season and after the September/Q4 results season.

DCF Valuation
Fair Value = Σ(FCFt / (1+WACC)t) + Terminal Value. Terminal Value uses the Gordon Growth Model: FCF5 × (1+g) / (WACC−g). Default WACC: 10% (US risk-free ~4.5%, equity risk premium ~5.5%). Default terminal growth: 3% (long-run US nominal GDP proxy).

CAGR Tracker
Expected 5-year CAGR = (DCF Fair Value / Current Price)1/5 − 1. Assumes fair value is reached in exactly 5 years — a mechanical estimate only.

Data Sources & Limitations
Financial statements sourced from public filings. Prices updated daily. Forward assumptions are AI-generated. All monetary values in USD millions. Non-US ADR companies may have currency conversion inaccuracies. Models are point-in-time and do not update intra-quarter or account for M&A, macro shocks, or extraordinary items.

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Investment Risk:
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Information Sources:
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