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Washington Trust Bancorp, Inc.
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NASDAQ: WASH Financials Bank 🔎 Screen
🏹 Trader: 🚀 Stage 2 + Near High 📈 Stage 2 🎯 Near 52W High | BRS 74 Forming View all →
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$718M
Market Cap
10.9
P/E
0.82
PEG
—
ROCE
10.0%
ROE
1.32
D/E
—
OPM
-5.6%
% from 52W High
83
α RS
🔍 WASH is showing a momentum setup because RS Rating is 83, Sector RRG has Financials in the Improving quadrant with the trail still strengthening, it's within 5.6% of its 52-week high, and it has maintained a 19-day Near 52-Week High momentum persistence. Net: Broad signal stack, not a recommendation. ? RS Rating RRG 52W High Momentum Streaks
Sources
RS Rating 83 · Financials in Improving quadrant · 5.6% from 52W high · Near 52-Week High streak: 19d
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🌏 Global Investor Returns
Currency-adjusted total returns for WASH including FX impact
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📈 Price History
Ratio Health
— Excellent
— Good
— Average
— Poor
By Category
📊 Peer Medians
About

Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Banking and Wealth Management Services. The Banking segment offers deposit accounts, including noninterest-bearing demand deposits, interest-bearing demand deposits, now accounts, money market accounts, savings accounts, and time deposits; various commercial and retail lending products, such as commercial real estate loans, including commercial mortgages, and construction and development loans; commercial and industrial loans comprising working capital, equipment financing, and financing for other business-related purposes; residential real estate loans that consist of mortgage and homeowner construction loans; and consumer loans comprising home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also provides debit cards; automated teller machines (ATMs); telephone banking, internet banking, mobile banking, remote deposit capture, and other cash management services; and investment portfolio and wholesale funding services. The Wealth Management Services segment offers investment management; financial planning; personal trust and estate services, such as trustee, personal representative, custodian, and guardian; and settlement of decedents’ estates, as well as institutional trust services comprising custody and fiduciary services for personal and institutional clients. Washington Trust Bancorp, Inc. was founded in 1800 and is headquartered in Westerly, Rhode Island.

Key Ratios Snapshot
📈 Growth Pattern
📊 Quick Scorecard
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⭐ Superinvestors Holding WASH
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Manager Shares Value % of Fund Period
Jim Simons Renaissance Technologies LLC 78.0K $2.6M 0.00% Mar 2026

SEC Form 13F data. 45-day lag from quarter end.

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✓ 📞 Earnings Call Transcripts (5 quarters) submit a missing quarter
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📞 Earnings Call Transcripts (5)
Q2 2026 Q2 2026 2026-07-21
Q2 saw strong profitability, margin expansion, and robust loan and deposit growth, led by institutional banking and C&I. Net income rose to $16M, with improved asset quality and record wealth management AUM. Guidance calls for continued loan growth and margin improvement.
Q1 2026 Q1 2026 2026-04-21
Q1 2026 saw net interest margin expansion and strong core banking, offset by higher credit loss provisions due to two CRE office loans. Loan growth is expected to resume, led by C&I and institutional banking, with NIM projected to rise through year-end.
Q4 2025 Q4 2025 2026-01-29
Q4 2025 saw strong earnings growth, margin expansion, and higher wealth management revenues, with net income up 48% sequentially. Strategic investments in commercial and wealth management, a new branch, and disciplined expense control position the company for further growth in 2026.
Q3 2025 Q3 2025 2025-10-21
Q3 2025 net income was $10.8M, impacted by elevated credit loss provisions from two resolved exposures. Core business lines saw margin, wealth, and mortgage revenue growth, while in-market deposits and AUM increased. Office property valuations remain a risk.
Q2 2025 Q2 2025 2025-07-22
Second quarter saw growth in net interest income, wealth management, and mortgage banking, with strong loan and deposit growth and solid credit quality. Capital preservation is prioritized over buybacks, and risk from a single C&I non-performer is being managed.
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📊 Analysis Methodology

This comprehensive investment analysis was conducted using The Finmagine™ Stock Analysis & Ranking Methodology, a proprietary framework that systematically evaluates stocks across five critical dimensions: Financial Health, Growth Prospects, Competitive Positioning, Management Quality, and Valuation.

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Financial Model
Projections are built from each company's audited annual financials (Income Statement, Balance Sheet, Cash Flow) over the last 5 fiscal years. Forward assumptions — revenue growth %, EBITDA margin, D&A (USD millions), interest expense, tax rate, and capex — are AI-generated using historical context and refreshed twice a year: after the December results season and after the September/Q4 results season.

DCF Valuation
Fair Value = Σ(FCFt / (1+WACC)t) + Terminal Value. Terminal Value uses the Gordon Growth Model: FCF5 × (1+g) / (WACC−g). Default WACC: 10% (US risk-free ~4.5%, equity risk premium ~5.5%). Default terminal growth: 3% (long-run US nominal GDP proxy).

CAGR Tracker
Expected 5-year CAGR = (DCF Fair Value / Current Price)1/5 − 1. Assumes fair value is reached in exactly 5 years — a mechanical estimate only.

Data Sources & Limitations
Financial statements sourced from public filings. Prices updated daily. Forward assumptions are AI-generated. All monetary values in USD millions. Non-US ADR companies may have currency conversion inaccuracies. Models are point-in-time and do not update intra-quarter or account for M&A, macro shocks, or extraordinary items.

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Investment Risk:
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No Investment Recommendation:
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Information Sources:
The analysis is based on publicly available information including SEC filings (10-K, 10-Q), annual reports, management commentary, and publicly available financial data. Information is believed to be accurate as of the date of publication but may be subject to change without notice. Readers are encouraged to independently verify all information before acting upon it.

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