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Lesaka Technologies, Inc.
NASDAQ: LSAK Technology IT 🔎 Screen
$340M
Market Cap
8.3
P/E
5.83
PEG
-5.7%
ROCE
-34.0%
ROE
0.84
D/E
-4.1%
OPM
-16.9%
% from 52W High
29
α RS
🌏 Global Investor Returns
Currency-adjusted total returns for LSAK including FX impact
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📈 Price History
Ratio Health
Excellent
Good
Average
Poor
By Category
📊 Sector Averages
About

Lesaka Technologies, Inc. provides financial technology (fintech) products and services through its platform in South Africa and internationally.

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📈 Growth Pattern
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⭐ Superinvestors Holding LSAK
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Manager Shares Value % of Fund Period
Jim Simons Renaissance Technologies LLC 185.9K $946K 0.00% Mar 2026

SEC Form 13F data. 45-day lag from quarter end.

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✓ 📞 Earnings Call Transcripts (5 quarters) submit a missing quarter
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📞 Earnings Call Transcripts (5)
Q3 2026 Q3 2026 2026-05-07
Net revenue grew 16% year-over-year, with adjusted EBITDA up 45% and strong cash generation. Consumer and Enterprise divisions delivered record results, while Merchant margins improved despite a revenue dip. FY 2026 guidance was raised for EPS and tightened for revenue and EBITDA.
Q2 2026 Q2 2026 2026-02-05
Q2 saw strong year-over-year growth in revenue, EBITDA, and earnings per share, driven by robust consumer and enterprise performance, strategic exits, and operational efficiencies. Guidance for Q3 and FY26 points to continued double-digit growth, with further upside expected from the Bank Zero integration.
Q1 2026 Q1 2026 2025-11-06
Q1 FY2026 saw net revenue rise 45% and adjusted EBITDA up 61% year-over-year, with all divisions delivering strong growth. Guidance for FY2026 is reaffirmed, with continued focus on integration, cost savings, and expansion through acquisitions and product innovation.
Q4 2025 Q4 2025 2025-09-11
FY2025 saw robust growth across all divisions, driven by strategic acquisitions, integration, and operational execution. Guidance for FY2026 targets over 100% EPS growth, with all segments expected to deliver strong contributions. BankZero acquisition and regulatory reforms are set to further enhance capabilities and efficiency.
Q3 2025 Q3 2025 2025-05-08
Q3 FY2025 saw record growth in consumer and merchant segments, with revenue and EBITDA exceeding guidance. Strategic acquisitions, debt refinancing, and product innovation drove performance, while guidance for FY2026 points to continued double-digit growth and margin expansion.
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📊 Analysis Methodology

This comprehensive investment analysis was conducted using The Finmagine™ Stock Analysis & Ranking Methodology, a proprietary framework that systematically evaluates stocks across five critical dimensions: Financial Health, Growth Prospects, Competitive Positioning, Management Quality, and Valuation.

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Financial Model
Projections are built from each company's audited annual financials (Income Statement, Balance Sheet, Cash Flow) over the last 5 fiscal years. Forward assumptions — revenue growth %, EBITDA margin, D&A (USD millions), interest expense, tax rate, and capex — are AI-generated using historical context and refreshed twice a year: after the December results season and after the September/Q4 results season.

DCF Valuation
Fair Value = Σ(FCFt / (1+WACC)t) + Terminal Value. Terminal Value uses the Gordon Growth Model: FCF5 × (1+g) / (WACC−g). Default WACC: 10% (US risk-free ~4.5%, equity risk premium ~5.5%). Default terminal growth: 3% (long-run US nominal GDP proxy).

CAGR Tracker
Expected 5-year CAGR = (DCF Fair Value / Current Price)1/5 − 1. Assumes fair value is reached in exactly 5 years — a mechanical estimate only.

Data Sources & Limitations
Financial statements sourced from public filings. Prices updated daily. Forward assumptions are AI-generated. All monetary values in USD millions. Non-US ADR companies may have currency conversion inaccuracies. Models are point-in-time and do not update intra-quarter or account for M&A, macro shocks, or extraordinary items.

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Investment Risk:
Investing in securities, including US equities and ETFs, involves inherent risks including the potential loss of principal. All investments are subject to market fluctuations, economic conditions, regulatory changes, and other factors that may affect their value. Past performance is not indicative of future results. This analysis is provided for informational and educational purposes only and should not be construed as investment advice under any circumstances.

No Investment Recommendation:
This analysis does not constitute, nor should it be interpreted as, an offer, solicitation, or recommendation to buy, sell, or hold any securities or financial products. Investors are strongly advised to conduct their own independent research and due diligence and to consult with a licensed financial advisor or an SEC-registered investment adviser before making any investment decisions, taking into account their individual financial situation, risk tolerance, and investment objectives.

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Conflict of Interest Disclosure:
The author and/or analyst may currently hold or have previously held positions in the securities discussed. Any such positions are not intended to influence the objectivity or independence of the analysis. This research is produced independently and is not sponsored, endorsed, or commissioned by any company or institution.

Information Sources:
The analysis is based on publicly available information including SEC filings (10-K, 10-Q), annual reports, management commentary, and publicly available financial data. Information is believed to be accurate as of the date of publication but may be subject to change without notice. Readers are encouraged to independently verify all information before acting upon it.

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