⬤ Loading…
Diebold Nixdorf, Incorporated
…
NYSE: DBD Technology IT 🔎 Screen
$2.4B
Market Cap
26.7
P/E
0.94
PEG
15.5%
ROCE
9.5%
ROE
0.99
D/E
8.8%
OPM
-30.3%
% from 52W High
43
α RS
⚖️ Compare 🔒 Generate Report 🔒 Research Packet 📚 Guides
🌏 Global Investor Returns
Currency-adjusted total returns for DBD including FX impact
🌏
Click 🌏 Returns tab to load data
📈 Price History
Ratio Health
— Excellent
— Good
— Average
— Poor
By Category
📊 Peer Medians
About

Diebold Nixdorf, Incorporated engages in the automating, digitizing, and transforming the way people bank and shop worldwide. It operates through two segments, Banking and Retail. The company offers automated teller machines, cash recyclers, dispensers, teller automation tools, and kiosk technologies. The Banking segment manufactures and sells branch automation solutions, including DN Series recyclers, ATMs, cash recycling technology, and the DN Teller Cash Recycler and Dual Tower Recycler, as well as provides multi-vendor service capabilities and DN Vynamic software for enhanced connectivity and analytics. It offers professional services such as systems integration, customization, project management, and consulting for integrated solutions. The Retail segment offers modular and integrated electronic point-of-sale (EPOS) systems, self-checkout solutions like DN Series EASY ONE and EASY MAX Kiosk, BEETLE POS systems, and a broad range of peripherals, including printers, scales, and mobile scanners. It also provides the DN Vynamic Retail Platform, which includes industry-specific solutions for fuel, convenience, specialty, fashion, and grocery; and platforms for digital receipts, rewards, data analysis, and compliance, as well as offers maintenance, support, global integration, remote device monitoring, and advisory services utilizing AI for predictive diagnostics and operational efficiencies. In addition, the company provides integrated core operations supporting security and efficient cash management, with offerings including installation, maintenance, managed services, automation, and data intelligence via the Allconnect data engine. The company was formerly known as Diebold, Incorporated and changed its name to Diebold Nixdorf, Incorporated in December 2016. Diebold Nixdorf, Incorporated was founded in 1859 and is headquartered in North Canton, Ohio.

Key Ratios Snapshot
📈 Growth Pattern
📊 Quick Scorecard
Loading…
⭐ Superinvestors Holding DBD
View All Superinvestors →
Manager Shares Value % of Fund Period
Jim Simons Renaissance Technologies LLC 73.8K $5.6M 0.01% Mar 2026
Steve Cohen Point72 Asset Management 11.6K $879K 0.00% Mar 2026

SEC Form 13F data. 45-day lag from quarter end.

🔒
Premium Feature
AI-generated 10-section company profile — business model, financials, strengths, risks & management quality
Upgrade to Premium
Already a member? Log in
📐
3-Statement Financial Model
Bear / Base / Bull projections · DCF fair value · Reverse-DCF
Open Model →
🎙 Management Tone Confident Specific → Stable 4 quarters Full tone analysis in Intelligence →
📊 MIXED Diebold Nixdorf Q1 2026: Revenue $888M, Adj. EBITDA $99M, FCF $21M; retail up 26%.
Revenue & Profitability
Q1 2026 non-GAAP revenue $888M (+6% YoY). Non-GAAP operating profit $61M (+27%), adjusted EBITDA $99M (+14% to 11.2% margin), free cash flow $21M (tripled YoY), non-GAAP EPS $0.67 (+81%). Gross margin 25.4% (+10 bps).
Outlook
Management sees supportive secular tailwinds: financial institutions investing in branch networks to improve efficiency and reduce costs, with leading U.S. banks actively expanding footprints. In retail, customers focus on automation and lower total cost of ownership. Despite a dynamic macro environment, the company remains confident in its 2026 guidance: revenue $3.86B-$3.94B, adjusted EBITDA $510M-$535M, and free cash flow $255M-$270M.
Growth Drivers
Growth drivers include: (1) North America retail, with a pipeline that has grown ~3x and wins like a top-10 fuel/convenience retailer (thousands of point-of-sale units) and a pharmacy self-checkout deployment; (2) European retail recovery; (3) U.S. ATM recycler adoption (200+ units at a large credit union) and Teller Cash Recycler displacement at a top U.S. bank; (4) Fit-for-Purpose devices in India expanding into Asia; (5) Latin America recovery; and (6) Smart Vision AI opening doors for larger retail programs.
Balance Sheet & CapEx
Not discussed in this earnings call. However, the company is investing in field technician software and service operations, with expected sequential margin improvement. Free cash flow guidance of $255M-$270M implies disciplined capital allocation, but no specific CapEx number was provided.
Margins
Non-GAAP gross margin expanded 10 bps to 25.4%. Product margin increased 60 bps to 26.3%, with banking product margin up 370 bps to 31.4% (driven by mix and cost control), while retail product margin fell 330 bps (mix, memory costs). Service margin was 24.8% (down 30 bps due to planned investments), but management expects sequential and year-over-year improvement through 2026. EBITDA margin +80 bps to 11.2%. Operating margin +120 bps to 6.9%. Full year product margins expected comparable to 2025; total gross margin up 25-50 bps.
Key Risks
Management highlighted: a dynamic macro environment; higher memory/DRAM costs (impact of $3M-$5M in Q1, being mitigated through repricing); potential fuel cost increases (mitigated by fleet renewal and routing software); and no material impact from Middle East conflict on deployments. The exit of a non-core business in APMEA was noted as part of normal portfolio review.
Generated by AI · Q1 2026 results · Not investment advice
🔒
Free Account Required

Create a free Finmagine account to access Finmagine™ Scorecard.

See how this company scores across 5 dimensions — Financial Health, Growth Prospects, Competitive Position, Management Quality, and Valuation — powered by 30+ computed ratios.

Create Free AccountLog In
🔒
Premium Feature

Upgrade to Finmagine Premium to unlock Ask AI.

Get 25 expert AI analysis templates — Business KPIs, Comprehensive, Forensic Governance, Peer Comparison, Risk-Reward, Full Research Report, IPO Decoder, Red Flag Detector, and more — ready to paste into ChatGPT, Claude, Gemini, or Perplexity.

Upgrade to PremiumCreate Free Account
🔒
Premium Feature

Upgrade to Finmagine Premium to unlock Peer Comparison.

Compare this company side-by-side against its sector peers with financial metrics, ratio benchmarking, and relative performance across all key dimensions.

Upgrade to PremiumCreate Free Account
✓ 📞 Earnings Call Transcripts (5 quarters) submit a missing quarter
🔍
🔎 See cross-company document search → ?
📞 Earnings Call Transcripts (5)
Q2 2026 Q2 2026 2026-07-29
Order entry and backlog reached multi-year highs, driving revenue and EBITDA growth. Retail and banking segments delivered strong results, with robust demand and operational improvements offsetting headwinds from memory costs and project timing. Guidance for 2026 was reaffirmed.
Q1 2026 Q1 2026 2026-04-30
Revenue grew 6% year-over-year to $888M in Q1 2026, with adjusted EBITDA up 14% and free cash flow more than tripling. Retail surged, especially in North America, and banking margins expanded. Guidance for 2026 remains strong, with continued margin and cash flow improvements expected.
Q4 2025 Q4 2025 2026-02-12
Record 2025 results included revenue, EBITDA, and free cash flow growth, with strong banking and retail momentum, margin expansion, and significant capital returns. 2026 guidance calls for further revenue, EBITDA, and EPS growth, supported by robust order backlog and continued operational improvements.
Q3 2025 Q3 2025 2025-11-05
Q3 2025 saw revenue, profit, and EPS growth, with strong retail and steady banking performance. A $200 million share repurchase was announced, free cash flow hit a record, and guidance was reaffirmed toward the high end. Credit rating was upgraded and operational improvements continued.
Q2 2025 Q2 2025 2025-08-06
Delivered strong Q2 results with positive free cash flow, margin expansion, and robust order growth. Banking and retail segments showed momentum, with guidance trending toward the high end for revenue, EBITDA, and cash flow. Tariff impacts are being mitigated by operational efficiencies.
🔒
Premium Feature

Upgrade to Finmagine Premium to unlock Catalyst Timeline.

Every result, order win, insider trade, ECS update, earnings-call, and SEC announcement for this company — in one chronological lane.

Upgrade to PremiumCreate Free Account
🔒
Premium Feature

Upgrade to Finmagine Premium to unlock Full Report.

Read the complete Finmagine™ investment research report — comprehensive fundamental analysis, business model assessment, competitive positioning, and investment recommendation.

Upgrade to PremiumCreate Free Account

📊 Analysis Methodology

This comprehensive investment analysis was conducted using The Finmagine™ Stock Analysis & Ranking Methodology, a proprietary framework that systematically evaluates stocks across five critical dimensions: Financial Health, Growth Prospects, Competitive Positioning, Management Quality, and Valuation.

🎯
Discover Our Proven Investment Framework Learn how we analyze and rank stocks using advanced quantitative models, multi-dimensional scoring systems, and dynamic discriminatory ranking techniques that have guided successful investment decisions across market cycles.
📊 Explore The Finmagine™ Methodology

A comprehensive, bias-free framework for analyzing and ranking stocks by Financial Strength, Growth Potential, Competitive Edge, Management Quality, and Value.

Financial Model
Projections are built from each company's audited annual financials (Income Statement, Balance Sheet, Cash Flow) over the last 5 fiscal years. Forward assumptions — revenue growth %, EBITDA margin, D&A (USD millions), interest expense, tax rate, and capex — are AI-generated using historical context and refreshed twice a year: after the December results season and after the September/Q4 results season.

DCF Valuation
Fair Value = Σ(FCFt / (1+WACC)t) + Terminal Value. Terminal Value uses the Gordon Growth Model: FCF5 × (1+g) / (WACC−g). Default WACC: 10% (US risk-free ~4.5%, equity risk premium ~5.5%). Default terminal growth: 3% (long-run US nominal GDP proxy).

CAGR Tracker
Expected 5-year CAGR = (DCF Fair Value / Current Price)1/5 − 1. Assumes fair value is reached in exactly 5 years — a mechanical estimate only.

Data Sources & Limitations
Financial statements sourced from public filings. Prices updated daily. Forward assumptions are AI-generated. All monetary values in USD millions. Non-US ADR companies may have currency conversion inaccuracies. Models are point-in-time and do not update intra-quarter or account for M&A, macro shocks, or extraordinary items.

⚠️ Important Disclaimers — Please read without fail.

Investment Risk:
Investing in securities, including US equities and ETFs, involves inherent risks including the potential loss of principal. All investments are subject to market fluctuations, economic conditions, regulatory changes, and other factors that may affect their value. Past performance is not indicative of future results. This analysis is provided for informational and educational purposes only and should not be construed as investment advice under any circumstances.

No Investment Recommendation:
This analysis does not constitute, nor should it be interpreted as, an offer, solicitation, or recommendation to buy, sell, or hold any securities or financial products. Investors are strongly advised to conduct their own independent research and due diligence and to consult with a licensed financial advisor or an SEC-registered investment adviser before making any investment decisions, taking into account their individual financial situation, risk tolerance, and investment objectives.

Not SEC-Registered:
Finmagine is not registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC) or any state securities authority. Nothing on this platform constitutes investment advice as defined under the Investment Advisers Act of 1940.

Conflict of Interest Disclosure:
The author and/or analyst may currently hold or have previously held positions in the securities discussed. Any such positions are not intended to influence the objectivity or independence of the analysis. This research is produced independently and is not sponsored, endorsed, or commissioned by any company or institution.

Information Sources:
The analysis is based on publicly available information including SEC filings (10-K, 10-Q), annual reports, management commentary, and publicly available financial data. Information is believed to be accurate as of the date of publication but may be subject to change without notice. Readers are encouraged to independently verify all information before acting upon it.

Forward-Looking Statements:
This analysis may contain forward-looking statements, forecasts, or projections that are inherently subject to risks, uncertainties, and assumptions. Actual results may differ materially from those expressed or implied. Finmagine does not undertake any obligation to update such statements in the future.

Limitation of Liability:
The content is provided "as is" without any warranties, express or implied. Finmagine expressly disclaims any liability for errors, omissions, or any losses incurred as a result of reliance on the information provided. Readers assume full responsibility for their investment decisions.