The Portfolio Charts Playbook

Question: What am I concentrated in?

Shows current portfolio value (₹) by stock, as a donut chart with the top 10 holdings labeled and smaller positions grouped into "Others (N)". If prices are unavailable, falls back to invested ₹ by stock.

When to use: Start every portfolio review here. High concentration (>20% in one stock) is immediately visible. If the top slice is dominant, check if it is intentional conviction or unintended drift from a runner.

Question: Who are my winners and losers?

Horizontal bars sorted descending by absolute ₹ P&L. Green bars extend right (profit), red bars extend left (loss). The chart makes the scale of wins and losses immediately comparable — a stock up +50% on ₹20,000 vs a stock up +8% on ₹5,00,000 are very different ₹ outcomes.

When to use: When you want to see where the money is actually being made and lost in absolute terms, not percentage terms. A 3% loss on a ₹10L position is a ₹30,000 loss. The bar chart makes this visceral.

Question: What are my best and worst annualised returns?

Horizontal bars sorted descending by XIRR%. Only holdings with at least 1 year of history are included (younger holdings have unreliable annualised rates). A note is shown when holdings are excluded for this reason.

When to use: Portfolio quality audit. Your top XIRR stocks are your best capital allocations. Your bottom XIRR stocks are where capital is compounding most slowly. Cross-reference with Index Beat to identify which low-XIRR stocks are also below-index-return holdings.

Question: How did I deploy capital over time?

An area chart showing cumulative invested ₹ by calendar month from your first trade to today. Two lines: Invested (cost, stacked over time) and Value Now (current worth of those investments). The gap between the lines represents your total unrealised gain.

When to use: To understand your investment pace and capital deployment pattern. Were you investing steadily or in lumpy batches? Did you invest more during the COVID crash or the 2023-24 rally? The Journey chart makes your deployment story visual.

Question: How is my money distributed across brokers, and how is each broker performing?

A grouped bar chart with one group per broker (or platform for MF/GL_MF). Each group has two bars: invested ₹ (dark) and current value ₹ (light). The taller the light bar relative to the dark bar, the better that broker's portfolio is performing. The scope row is hidden for this chart type (it shows all brokers by definition).

When to use: When you want to understand your per-broker capital exposure and relative performance. If you suspect your Groww portfolio is performing differently from your Zerodha portfolio, this chart makes it visual in seconds.

Question: What sectors am I exposed to by ₹ deployed?

A donut chart showing total invested ₹ by sector (from Screener.in fundamentals data). Requires sector data to be loaded — the extension fetches sector/industry from Screener.in for every new stock entered and caches it for 90 days.

When to use: Sector concentration check. If 40% of your invested capital is in Banking and 30% in IT, a sector-specific headwind (RBI policy, global tech sell-off) could affect a large portion of your portfolio simultaneously. The sector chart surfaces this risk.

Question: Which sectors are driving my gains?

A donut chart showing total unrealised P&L ₹ by sector. Requires both prices and sector data. Only shows sectors with positive P&L (loss-making sectors are excluded from the profit donut and noted separately).

When to use: After viewing Sector Invested, compare with Sector Profit. If Capital Goods is 15% of your invested allocation but 35% of your profits, it is punching above its weight. If IT is 25% of your allocation but only 8% of your profits, it is a drag on sector-adjusted returns.