Complete Guide to US Stock Analysis with Finmagine

The Finmagine Advantage: Why This Extension Exists

stockanalysis.com is one of the most data-rich free platforms for US equity research. It provides income statements, balance sheets, cash flow statements, financial ratios, statistics, analyst forecasts, and historical price data for thousands of US-listed companies. But that data is spread across ten separate pages, each requiring manual navigation, mental arithmetic, and the cognitive burden of converting raw numbers into investment insights.

The Finmagine Financial Chart Builder transforms that fragmented experience into a unified, institutional-grade analysis panel that sits directly on top of stockanalysis.com. No new tabs. No exports to Excel. No subscription. No data collection. Everything runs in your browser.

What Makes Finmagine Unique

• Browser-Based Edge Computing: All processing happens locally in your browser. No data leaves your machine. No server-side analytics. No tracking of which stocks you research. Your investment thesis stays completely private.
• 10-Page Parallel Fetch: The extension fetches and parses ten different stockanalysis.com pages in two staggered phases—Income Statement, Balance Sheet, Cash Flow, Ratios, Profile, three Quarterly variants, Statistics, and History—giving you deeper data than most paid terminal services.
• 19-Sector Intelligence: Instead of applying one-size-fits-all thresholds, the engine maps over 145 specific industries (via the Global Industry Classification Standard) to 19 distinct sector profiles. A bank is analyzed differently from a tech company, which is analyzed differently from an energy producer.
• US-Exclusive Academic Models: Access to Altman Z-Score (bankruptcy risk), Piotroski F-Score (financial strength), ROIC-WACC spread (value creation), analyst consensus, and institutional ownership data—metrics that were previously reserved for Bloomberg and Capital IQ terminals.

SETUP

Installation & Getting Started

The extension is free forever—no trial, no premium tier, no account creation required.

Installation Steps

1. Open Chrome (or any Chromium-based browser: Edge, Brave, Opera, Arc)
2. Visit the Chrome Web Store: Search for “Finmagine Chart Builder” or use this direct link
3. Click “Add to Chrome” and confirm the popup
4. Navigate to any stock page on stockanalysis.com (e.g., stockanalysis.com/stocks/aapl/)
5. Look for the golden “Visualize with Finmagine” button in the bottom-right corner

How It Detects stockanalysis.com

The extension’s manifest declares content scripts for *://stockanalysis.com/stocks/*. When you land on any stock page, the content script activates and injects the floating button.

SPA Navigation Handling

stockanalysis.com is built with Next.js, which uses client-side navigation (Single Page Application architecture). This means clicking from Apple to Microsoft does not trigger a full page reload—the URL changes silently via history.pushState.

The extension handles this with a URL polling mechanism that checks the current URL every 1.5 seconds. When it detects a stock change, it automatically:

1. Cleans up the old panel and data
2. Re-injects the “Visualize with Finmagine” button
3. Prevents duplicate initialization via a lock mechanism

INTERFACE

The Panel Interface: Every Button & Control Explained

When you click the golden button, a full-height panel slides in from the right side of the page. This is your complete analysis workspace. Let us walk through every element.

Panel Header

The header bar at the top of the panel contains:

• Finmagine Logo: 32×32px rounded icon on the far left
• Company Name: The currently analyzed stock (e.g., “Apple Inc. (AAPL)”), truncated if necessary
• Active Tab Badge: Shows the current financial context, such as “Income · Quarterly”

Header Control Buttons (Left to Right)

The right side of the header contains five control buttons in this exact order:

1. TradingView Button

• Appearance: Gray-bordered button with “TradingView” text (11px font)
• Function: Opens a TradingView chart for the current stock in a new browser tab
• Symbol Extraction: For US stocks, the extension extracts the ticker from the URL path (e.g., /stocks/aapl/ becomes AAPL)
• Hover Effect: Blue highlight matching TradingView’s brand color (#2962FF)

2. Width Toggle Button

• Labels: Toggles between “Wide” and “Normal”
• Normal Mode: Panel width is 88% of viewport
• Wide Mode: Panel width expands to 96% of viewport for more chart space
• Persistence: Your width preference is saved to localStorage and persists across sessions
• Visual Feedback: Brighter gold accents when in Wide mode

3. Minimize Button

• Icon: Upward chevron with “Minimize” text
• Function: Collapses the full panel into a thin horizontal bar at the top
• Re-expanding: Click the bar to restore the full panel. If data has changed while minimized, it auto-refreshes

4. Close Button

• Icon: Gray X
• Function: Completely removes the panel and the floating button from the page
• Recovery: Refresh the page to bring back the “Visualize with Finmagine” button

Tab Navigation Bar

Below the header, five horizontally arranged tabs provide access to the complete analysis suite:

Tab	Icon	Purpose	Default
Charts	Line chart	Visualize financial trends with interactive dual-axis charts	Active on open
Quick Analysis	Pie chart	Health Score, sector intelligence, financial models, analyst data	—
Calculated Ratios	Shield	DuPont Analysis, 40+ color-coded financial ratios	—
Price Analysis	Trending line	Price vs. fundamentals, risk metrics, market position	—
Valuation	Table + “NEW” badge	Sector-weighted valuation verdict vs. 5-year history	—

Scroll Controls

• Mouse Wheel: Wheel events are automatically forwarded to the active tab’s scrollable container, allowing natural scrolling within the panel
• Scroll Buttons: Small up/down arrow buttons at the edges of the panel body for fine-grained navigation (200px per click with smooth animation)

ARCHITECTURE

Behind the Scenes: The 10-Page Fetch

When you click “Visualize with Finmagine” on a US stock, the extension initiates a sophisticated multi-phase data extraction pipeline entirely within your browser. This is the engine that powers every tab.

Phase 1: Instant Load (Blocking — 5 Pages)

These five pages are fetched first in staggered batches of three, with 400ms delays between batches to avoid rate limiting:

Page	URL Pattern	Data Extracted
Income Statement	/stocks/{SYMBOL}/financials/	Revenue, Net Income, EPS, EBITDA, Margins (5 years)
Balance Sheet	/financials/balance-sheet/	Total Assets, Liabilities, Equity, Debt, Working Capital
Cash Flow	/financials/cash-flow-statement/	Operating CF, CapEx, Free Cash Flow, Financing Activities
Ratios	/financials/ratios/	PE, P/B, EV/EBITDA, ROE, ROA, Annual Margins
Profile	/stocks/{SYMBOL}/company/	Sector, Industry (for sector detection), Company Description

The UI renders immediately after Phase 1 completes—you see the Charts and Quick Analysis tabs within seconds.

Phase 2: Background Enrichment (5 Pages)

While you are already exploring the panel, these additional pages load in the background:

Page	URL Pattern	Data Extracted
Quarterly Income	/financials/?p=quarterly	Recent quarterly revenue, profit, EPS trends
Quarterly Balance Sheet	/financials/balance-sheet/?p=quarterly	Recent quarterly asset/liability changes
Quarterly Cash Flow	/financials/cash-flow-statement/?p=quarterly	Recent quarterly cash generation patterns
Statistics	/stocks/{SYMBOL}/statistics/	50+ current metrics: valuations, scores, analyst forecasts, ownership, technicals
History	/stocks/{SYMBOL}/history/	Daily OHLCV price data for 52-week calculations

When Phase 2 completes, the Quick Analysis and Price Analysis tabs automatically refresh to include the enriched data (Financial Scores, Market Position, etc.).

Intelligent Data Processing

• Paywall Detection: Some stockanalysis.com columns show “Upgrade” text for premium-only data. The extension detects columns where more than 50% of cells contain “Upgrade” and automatically filters them out.
• TTM Column Removal: The Trailing Twelve Months column is removed since it does not represent a full fiscal year.
• Metric Aliasing: US accounting terminology is mapped to Indian equivalents for analysis consistency: “Net Income” becomes “Net Profit”, “Retained Earnings” becomes “Reserves”, “Profit Margin” becomes “NPM”.
• Value Parsing: Handles all stockanalysis.com formats: 729.00M, 5.90B, 25.3%, negative values with dashes, and blank cells.
• Deduplication: Prevents the same metric from appearing twice in the same time period while allowing it to exist in both quarterly and annual views simultaneously.

TAB 1

Charts: Visualizing Fundamental Trends

The Charts tab is the default view when you open the panel. It presents all extracted financial data as interactive tables with checkboxes, allowing you to build custom visualizations by selecting any combination of metrics.

Metric Selection System

The Checkbox Interface

Every financial metric in every table section has a checkbox next to it. Click any checkbox to instantly add that metric to the chart—no “Generate” or “Submit” button required. The chart updates in real time with smooth animations.

Select All

Each table section has a “Select All” checkbox in its header row. Click it to add every metric from that section to the chart simultaneously. Click again to deselect all.

Available Data Sections (in order)

1. Annual Profit & Loss: Revenue, Cost of Goods Sold, Gross Profit, Operating Expenses, Operating Income, Net Income, EPS, EBITDA, and associated margins
2. Annual Balance Sheet: Total Assets, Total Liabilities, Shareholders’ Equity, Total Debt, Cash & Equivalents, Working Capital, Retained Earnings
3. Annual Cash Flow: Operating Cash Flow, Capital Expenditures, Free Cash Flow, Investing Activities, Financing Activities
4. Financial Ratios: ROE, ROA, ROCE, Current Ratio, D/E, PE, P/B, EV/EBITDA, Margins (annual ratios table)
5. Quarterly Profit & Loss: Same metrics as annual but for recent quarters (loads after Phase 2)
6. Quarterly Balance Sheet: Recent quarterly asset/liability snapshots
7. Quarterly Cash Flow: Recent quarterly cash generation patterns

The Dual-Axis Chart System

The chart uses Chart.js to render a mixed bar-and-line visualization with two Y-axes:

• Left Y-Axis (Bars): Absolute financial values in dollars—Revenue, Net Income, Free Cash Flow, Total Debt, etc. Displayed as colored stacked bars.
• Right Y-Axis (Lines): Percentage-based metrics—Operating Margin, ROE, ROCE, Debt/Equity, etc. Displayed as colored lines with dot markers.
• X-Axis: Time periods aligned chronologically (FY 2021, FY 2022, FY 2023, FY 2024, FY 2025 for annual; Q1 2024, Q2 2024, Q3 2024, etc. for quarterly).

Chart Controls

Clear All Button

• Location: Top of the chart section
• Function: Unchecks all selected metrics and removes the chart
• Use Case: Starting a fresh analysis without closing the panel

Reset Preferences Button

• Location: Next to Clear All
• Function: Clears both the current selection AND the saved metric preferences from localStorage
• Use Case: When you want a completely clean slate without any auto-restored selections

Interactive Legend

• Location: Below the chart canvas
• Format: Color square + metric name + chart type (e.g., “Revenue [Bar]” or “Operating Margin [Line]”)
• Click Action: Clicking a legend item toggles that metric’s visibility on the chart. Hidden items appear grayed out.
• Use Case: Start with 6 metrics selected, then click legend items to isolate specific relationships (e.g., hide everything except Revenue and Free Cash Flow to check cash conversion).

Hover Tooltips

Hovering over any bar or line point triggers a dark-themed tooltip (#1a1f29 background) showing:

• The time period (e.g., “FY 2024”)
• Exact values for ALL metrics at that time point
• Formatted with appropriate units ($, %, x)

Metric Persistence

The extension automatically saves your selected metrics to localStorage (keyed per site). When you revisit the same stock or navigate to a different stock on stockanalysis.com, your metric selections are automatically restored. This means if you always analyze Revenue + Net Income + FCF + Operating Margin, you never have to re-select them.

Color Palette

The chart uses a rotating 10-color palette to distinguish metrics: Blue (#4A90E2), Red (#E94B3C), Green (#6FDC8C), Orange, Purple, Cyan, Yellow, Pink, Teal, and Coral. If you select more than 10 metrics, colors repeat.

The “Golden Quartet” of Essential Metrics

For any stock analysis, start with these four metrics to get the story in under 60 seconds:

1. Revenue: Is the top line growing? (baseline health check)
2. Operating Margin: Is the company becoming more or less profitable as it scales? (efficiency check)
3. Net Income: Bottom-line profitability (the accounting opinion)
4. Free Cash Flow: Actual cash generated after capital expenditures (the truth-teller)

Value Formatting

The extension parses and displays values using standard financial notation:

• K: Thousands (e.g., $729K = $729,000)
• M: Millions (e.g., $729M = $729,000,000)
• B: Billions (e.g., $5.9B = $5,900,000,000)
• T: Trillions
• Percentages: Stripped of % symbol for calculation, but displayed with % in tooltips and labels
• Negative values: Displayed with minus sign; dashes (“—”) treated as null

Finmagine Watermark

A small “Powered by Finmagine” watermark appears in the bottom-right corner of the chart. It is clickable and opens finmagine.com in a new tab. This adds credibility when sharing chart screenshots.

TAB 2

Quick Analysis: Sector-Aware Health Intelligence

The Quick Analysis tab is the flagship feature of the extension. It synthesizes data from all 10 fetched pages into a single-screen health assessment that takes seconds to read but would take a human analyst 30+ minutes to compile manually.

The Health Score (0–100)

At the top-left of the tab, a large circular SVG gauge displays the company’s overall health score:

Score Range	Rating	Color	Interpretation
70–100	Excellent	Green	Strong fundamentals. Proceed to valuation to check if price is reasonable.
50–69	Good	Orange	Mixed signals. Investigate the specific concerns before making investment decisions.
Below 50	Fair/Poor	Red	Weak fundamentals. Only consider as turnaround plays with a clear catalyst thesis.

How the Health Score Is Calculated

The score is a weighted average across five categories:

• Growth (25%): Revenue CAGR, Profit CAGR, EPS CAGR across 1Y/3Y/5Y horizons
• Profitability (25%): ROE, ROCE, Operating Margin, Net Profit Margin
• Leverage (20%): Debt/Equity, Current Ratio, Interest Coverage
• Cash Flow (15%): Operating Cash Flow trend, Free Cash Flow generation
• Financial Scores (15%): Altman Z-Score, Piotroski F-Score (for US stocks)

For each category, the engine counts strengths vs. concerns against sector-specific thresholds, then computes: (positive points × 100) / max possible points.

Sector Detection: 19-Sector Intelligence

The extension reads the company’s GICS Industry from the Profile page and maps it to one of 19 analysis profiles using a comprehensive 145+ industry mapping table. This is not a simple sector lookup—it checks the specific industry first (exact match), then falls back to the broad sector if no industry match is found.

Why Sector Awareness Matters

• Banks: High Debt/Equity is normal (customer deposits are liabilities). Negative Operating Cash Flow is normal (cash flows out as loans). The extension disables D/E concerns and uses Price/Book as the primary valuation metric.
• Technology: Asset-light businesses make Price/Book irrelevant (P/B of 30x is typical for software companies). The engine focuses on PE, Revenue Growth, and ROIC-WACC spread.
• Energy: Earnings are wildly cyclical. PE can swing from 5 to 500 in a commodity cycle. The engine uses EV/EBITDA as the primary metric and ignores PE.
• Pharma: Patent cliffs create irregular revenue patterns. The engine considers R&D intensity and Pipeline value signals.

Key Metrics Grid

To the right of the Health Score, a grid displays up to 8 contextual metrics based on the detected sector:

Metric	Shown For	What It Tells You
ROE	All sectors	Return on Equity — how efficiently the company uses shareholders’ capital
ROCE	All sectors	Return on Capital Employed — includes debt in the denominator
OPM	All sectors	Operating Profit Margin — core business profitability
ROIC	US stocks	Return on Invested Capital — the “truth” of capital allocation
Beta	US stocks	5-year volatility relative to S&P 500
F-Score	US stocks	Piotroski F-Score (out of 9) — financial strength
Z-Score	US stocks	Altman Z-Score — bankruptcy risk prediction
D/E	Non-banking	Debt to Equity ratio — financial leverage

Each metric card shows the value, and a trend indicator arrow (up, down, or stable).

Strengths & Concerns

Below the Health Score, two columns list specific findings:

• Strengths (green checkmarks): Positive findings such as “Revenue CAGR above 15% (5Y)”, “Debt-free balance sheet”, “Consistent positive FCF”, “ROE above 20%”
• Areas of Concern (red warnings): Negative findings such as “Operating margin declining trend”, “High leverage (D/E above 1.5)”, “Negative Free Cash Flow”, “FII holding declining”

Each item shows the metric name, a description, and the actual value.

Growth (CAGR) Analysis

A dedicated section shows Compound Annual Growth Rates across four time horizons:

• 1-Year: Most recent growth (momentum indicator)
• 3-Year: Medium-term trend
• 5-Year: Long-term structural growth
• 10-Year: Full business cycle view (if data available)

For each period: Revenue CAGR, Profit CAGR, and EPS CAGR. Color-coded: green for 15%+ growth, orange for 5–15%, red for below 5%.

Trend Analysis

The right column shows three types of trend analysis:

• YoY (Year-over-Year): Compares same quarters across years—is Q4 revenue consistently higher than the previous Q4?
• QoQ (Quarter-over-Quarter): Sequential quarter changes—short-term momentum
• Yearly Trends: Annual-to-annual direction for long-term consistency

US-Exclusive Panels (Replace Shareholding)

For Indian stocks, the right column shows Shareholding Movement (Promoter, FII, Pledging). For US stocks, this is replaced by three institutional-grade panels:

Panel 1: Financial Scores

Altman Z-Score (Bankruptcy Risk Predictor)

Developed by Professor Edward Altman in 1968, this formula combines five financial ratios into a single score that predicts bankruptcy probability:

Z = 1.2×(Working Capital/Total Assets) + 1.4×(Retained Earnings/Total Assets) + 3.3×(EBIT/Total Assets) + 0.6×(Market Cap/Total Liabilities) + 1.0×(Revenue/Total Assets)

Z-Score	Zone	Color	Interpretation
> 2.99	Safe Zone	Green	Low probability of bankruptcy. Healthy balance sheet.
1.81 – 2.99	Grey Zone	Orange	Uncertain. Elevated risk requiring further investigation.
< 1.81	Distress Zone	Red	High probability of bankruptcy. Major red flag.

Piotroski F-Score (Financial Strength, 0–9)

Developed by Joseph Piotroski in 2000, this score awards one point for each of nine binary criteria across three categories:

Category	Criterion	Pass Condition
Profitability (3 points)	Net Income	Positive
	Operating Cash Flow	Positive
	ROA Trend	Improved year-over-year
Leverage (3 points)	Debt Trend	Long-term debt decreased
	Current Ratio Trend	Improved
	Share Dilution	No new shares issued
Efficiency (3 points)	Gross Margin Trend	Improved
	Asset Turnover Trend	Improved
	Cash Flow Quality	Operating CF > Net Income

Score	Rating	Color	Investment Implication
7–9	Strong	Green	Robust, improving fundamentals
4–6	Moderate	Orange	Mixed signals — investigate further
0–3	Weak	Red	Deteriorating financials — high risk

ROIC-WACC Spread (Value Creation Signal)

This metric answers the most fundamental question in investing: Is this company creating or destroying value?

• ROIC (Return on Invested Capital): The percentage return the company generates on all capital invested (both equity and debt)
• WACC (Weighted Average Cost of Capital): The blended interest rate the company pays to fund itself
• Spread = ROIC − WACC

Spread	Status	Color	What It Means
> 5%	Creating Value	Green	Every dollar invested generates returns well above the hurdle rate
0% – 5%	Moderate	Orange	Generating returns close to the cost of capital
< 0%	Destroying Value	Red	Growth is actually harmful — the company is selling dollars for 90 cents

Panel 2: Analyst Outlook

• Analyst Consensus: Aggregated Buy/Hold/Sell rating from Wall Street analysts (displayed as “Strong Buy”, “Buy”, “Hold”, “Sell”, “Strong Sell”)
• Price Target: Average analyst price target with percentage upside/downside from current price
• EPS Growth Forecast: Expected earnings per share growth rate
• Revenue Growth Forecast: Expected revenue growth rate

Panel 3: Ownership & Market

• Institutional Ownership: Percentage held by funds, pension plans, and institutional investors. 60–80% is the sweet spot (smart money confidence). Above 80% may indicate a “crowded trade.” Below 30% suggests an under-covered stock.
• Insider Ownership: Percentage held by executives and directors. Higher is better—it means management has skin in the game.
• Short Interest: Percentage of shares being bet against. Below 3% is minimal. 3–10% shows some skepticism. Above 10% is significant—either there are fundamental problems, or it is a short squeeze candidate.
• Dividend Yield: Annual dividend as a percentage of stock price (if applicable)

Settings: Customizable Thresholds

A gear icon in the Quick Analysis header opens a settings panel with three strictness presets:

Preset	Revenue CAGR	ROE Min	D/E Max	Current Ratio
Conservative	≥20%	≥20%	≤0.5	≥2.0
Moderate (Default)	≥15%	≥15%	≤1.0	≥1.5
Aggressive	≥10%	≥12%	≤1.5	≥1.2

Individual thresholds can also be customized per metric. All settings are saved to localStorage.

TAB 3

Calculated Ratios: The Engine Room

The Calculated Ratios tab is where you dissect the mechanics of a company’s returns. The headline feature is the DuPont Analysis, followed by a comprehensive display of 40+ financial ratios organized into categories.

DuPont Analysis: Decomposing ROE

The DuPont Analysis breaks Return on Equity into three component levers:

Net Profit Margin × Asset Turnover × Equity Multiplier = ROE

Component	Formula	What It Reveals
Net Profit Margin	Net Profit / Revenue	Pricing Power: High margins indicate competitive advantage and sustainable profitability (e.g., Microsoft at ~35%)
Asset Turnover	Revenue / Total Assets	Operational Efficiency: How fast the company turns its assets into revenue (e.g., Costco at ~3.5x)
Equity Multiplier	Total Assets / Shareholders’ Equity	Financial Leverage: How much debt amplifies returns—higher is riskier (e.g., a highly leveraged company at 5x+)

The extension displays each component with color-coded ratings and shows a “Three Pillars of ROE” visualization comparing Profitability (margin-driven), Efficiency (turnover-driven), and Leverage (debt-driven).

Complete Ratio Categories (40+ Metrics)

Below the DuPont section, ratios are organized into categories with color-coded badges (green for Excellent, yellow for Average, red for Poor—all adjusted for the detected sector):

Valuation Ratios

PE Ratio, Forward PE, Price/Sales, Price/Book, Price/FCF, PEG Ratio

Enterprise Value Metrics

EV/Earnings, EV/Sales, EV/EBITDA, EV/EBIT, EV/FCF

Financial Position (Leverage & Liquidity)

Current Ratio, Quick Ratio, Debt/Equity, Debt/EBITDA, Debt/FCF, Interest Coverage

Profitability & Efficiency

ROE, ROA, ROIC, ROCE, WACC, Asset Turnover, Inventory Turnover

Margins

Gross Margin, Operating Margin, Profit Margin, EBITDA Margin, FCF Margin

Dividend Metrics

Dividend Yield, Dividend Growth, Payout Ratio, Buyback Yield, Years of Dividend Growth

Stock Technical Metrics

Beta (5Y), 52-Week Price Change, 50-Day SMA, 200-Day SMA, RSI, Short % of Float, Short Ratio

Analyst Forecast

Price Target, Price Target Upside %, Analyst Consensus, Analyst Count, Revenue Growth Forecast (5Y), EPS Growth Forecast (5Y)

Financial Health Scores

Altman Z-Score, Piotroski F-Score

Share Statistics & Ownership

Shares Outstanding, Insider Ownership %, Institutional Ownership %

Each ratio is displayed in a compact table format with the label, value, and a color-coded background. Null or unavailable values display as “N/A”. Units are preserved: $ for dollar amounts, % for percentages, x for multiples.

TAB 4

Price Analysis: The Reality Check

The Price Analysis tab answers a deceptively simple question: Is the current stock price justified by the company’s fundamental growth? A stock can have excellent fundamentals but still be a bad investment if the price has already run far ahead of earnings.

Price vs. Fundamentals

The extension compares Stock Price CAGR against Sales CAGR and Profit CAGR over 3-year and 5-year periods:

Scenario	Signal	Verdict Tag
Stock Price CAGR >> Profit CAGR	Valuation Expansion — price has outrun fundamentals. Potentially overvalued.	Valuation Expansion
Stock Price CAGR ≈ Profit CAGR	Fair Pricing — price and fundamentals are moving in lockstep.	Fair Pricing
Profit CAGR >> Stock Price CAGR	Valuation Compression — fundamentals outpacing price. Potentially undervalued.	Catching Up

A Price/Profit Growth Ratio quantifies this relationship. A ratio below 1.0 suggests the stock may be undervalued relative to its growth; above 1.0 suggests the price has gotten ahead.

Risk Metrics

• Current Price Position: Where the stock trades within its 52-week range (e.g., “Mid Range: Trading at 5.7% below high, 43.7% above low”)
• 52-Week High/Low: Exact price levels
• Maximum Drawdown (52W): The largest peak-to-trough decline during the past year

US-Exclusive: Market Position Panel

Beta (5-Year Volatility)

Measures how much the stock moves relative to the S&P 500:

• < 0.5: Much less volatile (utilities, consumer staples)
• 0.8 – 1.2: Market-like volatility
• 1.2 – 1.5: More volatile (tech, consumer discretionary)
• > 1.5: Significantly more volatile (biotech, high-growth tech, small caps)

RSI (Relative Strength Index, 14-day)

• > 70: Overbought — stock may be due for a pullback
• 30 – 70: Neutral — normal trading range
• < 30: Oversold — stock may be due for a bounce

Moving Averages & Cross Signals

• 50-Day SMA: Short-term price trend
• 200-Day SMA: Long-term price trend
• Golden Cross: 50-Day SMA crosses above 200-Day SMA — bullish reversal signal
• Death Cross: 50-Day SMA crosses below 200-Day SMA — bearish reversal signal

52-Week Change

Total percentage price change over the past year, providing context for whether the stock is in an uptrend or downtrend.

TAB 5

Valuation: The Sector-Weighted Verdict

The Valuation tab is the final piece of the puzzle. It compares the company’s current valuation multiples against their own 5-year historical medians, weighted by sector relevance, to produce a clear verdict: Undervalued, Fairly Valued, or Overvalued.

The Five Valuation Cards

Each card displays:

• Current Value: The stock’s current multiple
• 5-Year Median: The historical midpoint (less sensitive to outliers than averages)
• Deviation Percentage: How far current is from the median (e.g., “+25% Premium” or “−15% Discount”)
• Verdict: Premium (overvalued), Fair, or Discount (undervalued)
• Weight Tag: How much this metric matters for the detected sector (Primary, Important, Supplementary, or Not Key Metric)

Metric	What It Measures	Best For
PE Ratio	Price relative to earnings	Stable earners (FMCG, IT Services)
EV/EBITDA	Enterprise value relative to operating profit	Capital-intensive sectors (Energy, Infrastructure, Industrials)
Price/Book	Price relative to book value	Asset-heavy sectors (Banking, NBFC, Metals)
Price/Sales	Market cap relative to revenue	High-growth companies (Tech, Retail)
PEG Ratio	PE normalized by growth rate	Comparing growth stocks fairly

Sector-Weighted Verdict System

Not all metrics are equally relevant for every sector. The extension assigns relevance weights (0–3) to each valuation metric per sector profile:

Weight	Significance	In Verdict Calculation
3 (Primary)	THE metric for this sector	Highest influence on final verdict
2 (Important)	Standard complementary metric	Strong influence
1 (Supplementary)	Provides context only	Minimal influence
0 (Not Key Metric)	Irrelevant for this sector	Excluded entirely; shown dimmed in UI

Complete Sector Weight Matrix

Sector	PE	EV/EBITDA	P/B	P/Sales	Primary Metric
Banking	1	0	3	0	P/B (banks trade on equity base)
NBFC / Finance	1	0	3	0	P/B
IT / Technology	3	2	1	2	PE (profitability + growth focus)
Pharma / Healthcare	3	2	0	2	PE and EV/EBITDA
FMCG / Consumer Staples	3	2	0	2	PE (stable, predictable earnings)
Energy	0	3	1	1	EV/EBITDA (PE is useless for cyclicals)
Metals / Mining	0	3	2	0	EV/EBITDA (cyclical earnings)
Infrastructure	2	3	1	0	EV/EBITDA (capital-intensive)
Telecom	0	3	0	0	EV/EBITDA (dominant metric)
Manufacturing / Auto	3	2	1	1	PE
Retail	3	2	0	2	PE (with Price/Sales context)
Chemicals	3	2	1	0	PE

PEG Ratio: The Growth Equalizer

The PEG Ratio normalizes PE by the company’s profit growth rate, making it possible to compare high-growth and slow-growth stocks fairly.

Formula: PEG = Trailing PE / 5-Year Profit CAGR (with 3-year fallback)

PEG Range	Interpretation
< 0.5	Deeply Undervalued — growth is severely discounted
0.5 – 1.0	Undervalued — attractive entry point
1.0 – 1.5	GARP Zone — Growth at a Reasonable Price
1.5 – 2.0	Getting Expensive — premium is being paid
> 2.0	Overvalued — price has outrun growth

Forward PE Annotation (US-Exclusive)

For US stocks, the PE card includes a Forward PE annotation based on analyst estimates for the next 12 months. This provides critical context:

• Forward PE < Trailing PE: Market expects earnings to increase (growth stock signal)
• Forward PE > Trailing PE: Market expects earnings to decline (earnings contraction expected)
• Forward PE ≈ Trailing PE: Stable earnings expectations

Verdict Calculation

1. For each metric, calculate the deviation from 5-year median (e.g., current PE 28 vs. median 22 = +27%)
2. Multiply each deviation by its sector weight
3. Sum weighted scores and divide by total weight
4. Final verdict based on the aggregate weighted deviation

Metrics with weight 0 are shown dimmed with a “Not Key Metric” tag—visible for context but excluded from the verdict.

FRAMEWORK

The 5-Minute Analysis Framework

With all five tabs understood, here is how to perform a complete stock analysis in under five minutes:

Step 1: Charts Tab (1 minute)

Goal: Visualize fundamental trends.

Select the Golden Quartet: Revenue, Operating Margin, Net Income, Free Cash Flow. Look for:

• Is revenue growing consistently?
• Are margins expanding, stable, or contracting?
• Is FCF positive and growing?
• Does FCF diverge from Net Income? (accounting quality check)

Step 2: Quick Analysis (1 minute)

Goal: Instant health check.

• Health Score > 70: Proceed to valuation
• Health Score 50–70: Investigate the specific concerns
• Health Score < 50: Only for turnaround plays
• Check Z-Score (safe zone?), F-Score (7+?), ROIC-WACC (positive spread?)
• Any major concerns flagged?

Step 3: Calculated Ratios (30 seconds)

Goal: Understand what drives ROE.

Focus on DuPont Analysis: Which lever drives returns?

• Margin-driven: Pricing power (sustainable competitive advantage)
• Turnover-driven: Operational excellence (efficient business model)
• Leverage-driven: Financial engineering (riskier, less sustainable)

Step 4: Price Analysis (30 seconds)

Goal: Is the price justified?

• Compare Stock Price CAGR vs. Profit CAGR
• Check Beta (acceptable volatility?), RSI (overbought/oversold?)
• Golden Cross or Death Cross?

Step 5: Valuation (1 minute)

Goal: Historical context.

• Are sector-primary multiples above or below their 5-year medians?
• Check Forward PE: does the market expect growth?
• Check PEG: is growth fairly priced?

The Decision Matrix

Fundamentals	Valuation	Market Position	Decision
Strong	Cheap	Uptrend	Strong Buy
Strong	Cheap	Downtrend	Accumulate (wait for reversal)
Strong	Fair	Uptrend	Hold / Buy
Strong	Expensive	Overbought	Trim (take partial profits)
Weak	Cheap	Downtrend	Avoid (value trap)
Weak	Expensive	Uptrend	Avoid
Mixed	Fair	Neutral	Research More

Common Pitfalls to Avoid

1. Treating Z-Score as universal: It is unreliable for banks, insurance companies, and REITs. Always apply sector context.
2. Ignoring Forward PE: A trailing PE of 30 looks expensive, but if Forward PE is 22, the market expects 36% earnings growth.
3. Comparing PE across sectors: AAPL at PE 30 vs. XOM at PE 12 does not mean XOM is cheaper. Compare each stock to its own sector and history.
4. Anchoring to a single metric: F-Score of 8 means quality, not value. Cross-reference with the Valuation tab.
5. Treating short interest as always bullish: 40% short interest with a low F-Score and negative ROIC-WACC means the shorts may be right.
6. Overweighting analyst consensus: Consensus lags reality. The best opportunities often have divergent consensus + strong financial data.
7. Ignoring 5-year median context: PE of 25 is overvalued if the 5-year median is 18, but undervalued if the median is 35.
8. Value trap misidentification: Cheap + Weak F-Score = TRAP. Cheap + Strong F-Score = OPPORTUNITY.

PLAYBOOKS

Sector-Specific Analysis Playbooks

Technology (AAPL, MSFT, GOOG, META, NVDA)

Priority Metrics:

1. Revenue Growth (Charts) — Is the company still growing?
2. Operating Margin (Charts) — Are margins expanding with scale?
3. ROIC-WACC Spread (Quick Analysis) — Capital allocation efficiency?
4. Forward PE vs. Trailing PE (Valuation) — What growth is priced in?
5. PEG Ratio (Valuation) — Is growth fairly priced?

Key Thresholds:

• OPM > 25% = excellent for software
• ROIC-WACC > 15% = strong moat
• PEG < 1.5 = growth at a reasonable price
• Revenue CAGR 5Y > 15% = strong trajectory

Financial Services (JPM, BAC, GS, WFC, BRK.B)

Priority Metrics:

1. P/B Ratio (Valuation) — PRIMARY metric. P/B < 1 means below book value.
2. ROE (Calculated Ratios) — Should be above 10–12%
3. Institutional Ownership (Quick Analysis) — Proxy for management quality perception
4. Dividend Yield (Calculated Ratios) — Total return component

Watch Out For:

• Z-Score warnings are UNRELIABLE for banks (ignore them)
• Negative CFO is NORMAL (deposits flowing out as loans)
• D/E ratio is NOT useful (banks are naturally highly leveraged)

Energy (XOM, CVX, COP, SLB)

Priority Metrics:

1. EV/EBITDA (Valuation) — PRIMARY metric. Ignore PE entirely.
2. FCF (Charts) — Cash generation through commodity cycles
3. D/E Ratio (Quick Analysis) — Balance sheet resilience
4. Dividend Sustainability (Calculated Ratios) — Can they maintain payouts in low-price environments?

Key Thresholds:

• EV/EBITDA < 6x = attractive for majors
• D/E < 0.5 = well-positioned for downturns
• FCF yield > 8% = strong cash generation

Healthcare / Pharma (JNJ, LLY, UNH, PFE, ABBV)

Priority Metrics:

1. Revenue Stability (Charts) — Patent cliff risk visible as revenue deceleration
2. Operating Margin (Charts) — R&D vs. profitability balance
3. Piotroski F-Score (Quick Analysis) — Early warning system
4. Forward PE (Valuation) — Critical for pipeline catalysts
5. Beta (Price Analysis) — Defensive sector, should be < 1.0

Consumer Staples (PG, KO, WMT, COST)

Priority Metrics:

1. PE Ratio (Valuation) — PRIMARY metric for stable earners
2. Revenue Growth (Charts) — 3–5% consistent growth is healthy for this sector
3. Operating Margin Stability (Charts) — Consistency matters more than level
4. Dividend Growth (Calculated Ratios) — Classic dividend compounders
5. DuPont Analysis (Calculated Ratios) — Usually margin-driven ROE

Key Thresholds:

• PE 20–25 = typical range (rarely looks “cheap”)
• Revenue CAGR 3–7% = healthy for consumer staples
• OPM variance < 2% YoY = strong consistency

Industrials (CAT, BA, HON, 3M)

Priority Metrics:

1. EV/EBITDA (Valuation) — PRIMARY due to capital intensity and large depreciation
2. ROA (Calculated Ratios) — Efficiency in using heavy asset bases
3. Free Cash Flow (Charts) — Through business cycles
4. CapEx Trends (Charts) — Maintenance vs. expansion spending

HELP

Troubleshooting & FAQ

Common Issues

Issue	Possible Cause	Fix
“Visualize” button does not appear	Not on a stock page, extension disabled, or page still loading	Navigate to stockanalysis.com/stocks/aapl/. Check chrome://extensions/. Refresh the page.
Button appears slowly (3–8 seconds)	Phase 1 data fetch in progress	Normal behavior. The button appears after core data loads.
Chart is empty after selecting metrics	Paywalled data or browser cache issue	Click “Reset Preferences”. Reload the extension.
Quick Analysis shows incomplete data	Phase 2 (Statistics/History) still loading	Wait 1–3 seconds. Tabs auto-refresh when enrichment completes.
Panel shows old stock after navigating	SPA navigation not detected	Refresh the page (Cmd+R or Ctrl+R).
TradingView opens wrong symbol	Symbol extraction conflict	Verify the stock ticker in the URL matches what you expect.
Scrolling does not work in panel	Wheel events not forwarding	Use the scroll buttons inside the panel, or try scrolling directly on the tab content area.

Frequently Asked Questions

Is this extension really free?

Yes. 100% free forever. No trial, no premium tier, no hidden costs, no account creation required.

Does it collect my data?

No. The extension runs entirely client-side. It never sends data to external servers, does not track which stocks you research, and does not build a profile of your browsing history.

Can I use it on mobile?

No. Chrome extensions only work on desktop browsers. However, you can take screenshots of charts for mobile-friendly sharing.

How accurate is the data?

The extension extracts data directly from stockanalysis.com’s HTML tables. It is exactly as accurate as the source data. The extension does not estimate, impute, or modify any financial figures.

Does it work on Screener.in and Google Finance too?

Yes. The extension supports three platforms: stockanalysis.com (US stocks), Screener.in (Indian stocks), and Google Finance (limited). This tutorial focuses on the US stock experience, which has the most features.

Why are some metrics showing “N/A”?

stockanalysis.com locks some historical data behind a paywall. The extension detects columns with “Upgrade” text and filters them out, which may reduce the number of years displayed.

Can I change the analysis thresholds?

Yes. Click the gear icon in the Quick Analysis tab header to choose between Conservative, Moderate, and Aggressive presets, or customize individual thresholds.

You Are Now an Institutional-Grade Analyst

You now have a complete understanding of every tab, every button, every metric, and every sector-specific strategy in the Finmagine Chrome Extension for US stocks. What used to require a Bloomberg terminal, a CFA charter, and 30 minutes per stock now takes a single browser extension and five minutes.

What you have mastered:

• The 10-page fetch architecture and how data flows through the extension
• Every panel control: TradingView, Width Toggle, Minimize, Close
• Charts tab: dual-axis system, metric persistence, interactive legends, the Golden Quartet
• Quick Analysis: Health Scores, 19-sector intelligence, Altman Z-Score, Piotroski F-Score, ROIC-WACC
• Calculated Ratios: DuPont Analysis, 40+ ratios across 10 categories
• Price Analysis: Price vs. Fundamentals, Risk Metrics, Beta, RSI, Golden/Death Cross
• Valuation: Sector-weighted verdicts, PEG Ratio, Forward PE
• The 5-Minute Framework with Decision Matrix
• Sector-specific playbooks for Technology, Finance, Energy, Healthcare, and Consumer Staples

Next Steps:

1. Install the extension and run your first analysis on a stock you already own
2. Practice the 5-Minute Framework on three different sectors
3. Pay special attention to where fundamentals and market position diverge
4. Build your own sector playbooks based on your investment style

Explore more tools and resources at Finmagine.com—where financial analysis becomes effortless.