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Master the Ratings page — understand the Fundamental Score, verdicts, DCF signal, and 3-year price targets
The Ratings page gives every NSE-listed stock a Fundamental Score (0–100) computed nightly from ratio classifications, alongside a DCF-based valuation signal and 3-year price targets. The Top Picks tab (top 20 by score, MCap ≥ 500 Cr) is public. The full table requires a Professional subscription.
The Finmagine Stock Ratings page assigns every NSE-listed stock a Fundamental Score (0–100) and a verdict (BUY / ACCUMULATE / HOLD / AVOID) based on nightly ratio classifications. It also provides a DCF valuation signal (Undervalued / Fairly Valued / Overvalued) and 3-year Bear/Base/Bull price targets for every stock.
The page has two access tiers:
The Fundamental Score (0–100) is computed from ratio classifications. Each key financial ratio — ROCE, ROE, OPM, D/E ratio, revenue growth, PAT growth, and others — is classified as Excellent / Good / Average / Weak. These classifications are then aggregated into a composite score.
| Verdict | Score range | What it means |
|---|---|---|
| BUY | High score | Strong fundamentals across most dimensions — high ROCE, low debt, consistent growth, good margins. Best long-term compounders typically sit here. |
| ACCUMULATE | Above average | Good fundamentals with minor weaknesses in 1–2 areas. Worth building a position systematically. Typically improving-quality businesses. |
| HOLD | Average | Mixed fundamentals — some strong metrics, some weak. Existing holders should reassess; fresh entries require additional research. |
| AVOID | Low score | Multiple weak ratio classifications — high debt, poor profitability, deteriorating growth. Fundamentally weak businesses at current state. |
The score is updated nightly after market close. Each morning, the Top Picks list reflects the most recent ratio classifications from the previous night's data run.
Alongside the Fundamental Score, each stock has a DCF-based valuation signal and three 3-year price targets.
The DCF model works by asking: what annual growth rate is the current stock price implying? This implied CAGR is then compared to the stock's actual historical CAGR:
Three scenario prices are shown for each stock 3 years out:
Compare the Current Market Price (CMP) to all three scenarios to estimate the risk/reward: if CMP is above the Base target, the stock may have limited upside. If CMP is below the Bear target, something structural may be changing.
DCF models require growth assumptions. The Bear/Base/Bull targets are scenario outputs — they reflect what the stock would be worth under different growth paths, not predictions of what will happen. Use them as a valuation frame, not a price prediction.
The All Ratings tab (Professional) offers a full set of filters:
Sort by: Fundamental Score (default), ROCE, or Market Cap. Click any column header to re-sort.
The CSV Export button downloads the current filtered view — symbol, company, sector, score, verdict, DCF signal, CMP, all three targets, PE, ROCE, D/E, OPM, MCap, risk level — for offline analysis in Excel or Sheets.
Open finmagine.com/ratings/. The Top Picks tab shows the top 20 fundamentally strongest stocks with MCap ≥ ₹500 Cr. This is a quick signal of what Finmagine's analysis considers the highest-quality businesses right now.
In All Ratings, click the BUY chip to show only BUY-rated stocks. Add a sector filter to narrow to your research area. This gives a shortlist of fundamentally strong names in any given sector.
Look for BUY + Undervalued combinations — strong fundamentals at a price that doesn't fully reflect them. These are the highest-conviction candidates for deeper research.
Compare the current market price to the Base target. If CMP is significantly below Base, the stock may offer upside. If CMP exceeds the Bull target, the market is pricing in more optimism than even the bull case assumes.
Click any stock symbol to open the full Finmagine /stock/ page — complete financial tabs, Scorecard, AI Advisor, forensics, and valuation analysis.
Finmagine gives you 30+ computed financial ratios, sector benchmarks, FII/DII flows, the Finmagine Score, and AI-powered analysis — all in one place.