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Published: April 19, 2026 | 6 min read | Platform Guide | Portfolio

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Smart Views turn allocation decisions into an automatic list — no spreadsheet needed

What You Will Master

Smart Views are three automatically-filtered sub-tabs of the Holdings view, each answering a specific portfolio management question: Which holdings are fully committed across all brokers? Which positions have I under-allocated? Where does a specific broker still have room to add? The same rich Holdings columns are available in all three views — XIRR, PEG, N50/N500, Score, Signals, and all 9 broker columns.

What This Guide Covers:

What Smart Views are and how they differ from the Holdings tab
Alloted tab — the "fully committed" filter and when to use it
Consider tab — the "under-allocated" filter and the ₹ limit threshold
Add More tab — the "broker gap" filter for multi-broker investors
Threshold configuration — changing defaults in Settings
Practical workflow — using all three views in a monthly review

Who This Is For:

Multi-broker investors — tracking positions spread across Zerodha, Upstox, Groww, and others
Capital allocators — deciding where to deploy fresh funds without manual spreadsheet work
Systematic reviewers — checking which holdings are over- or under-weight each month

What does "Alloted" mean in Smart Views?

Alloted means ALL your active broker accounts show a position in that stock at or above the threshold percentage (default 5%). You are fully committed — every broker has meaningful exposure. The tab signals: this holding is fully deployed; consider whether to lock profits rather than add more.

What is the difference between "Consider" and "Add More"?

Consider filters by total invested amount: if your total across all brokers is below the Consider limit (default ₹3L), you appear here — your overall allocation is small. Add More filters by individual broker position: if ANY broker has a position below the threshold%, you appear here — one specific account needs topping up. A stock can appear in both.

If a stock appears in "Add More", what does it mean?

At least one of your broker accounts holds less than the threshold % in this stock (default 5%). It does NOT mean every broker is under-allocated — another broker may be above threshold. The tab tells you which specific broker has room to add more. Check the broker columns to identify which one is below threshold.

Where do you change the threshold percentages?

Open the Settings tab in the Portfolio Manager. Look for "Alloted threshold" (controls both Alloted and Add More tabs, default 5%) and "Consider limit" (controls Consider tab, default ₹3,00,000). Changes take effect immediately — no save button needed.

Why do Smart Views use the same columns as Holdings?

The allocation decision (should I add more?) cannot be made from position size alone — you also need to know XIRR, PEG, N50/N500 (whether the holding is earning its place), momentum Score, and current sell signals. The full column set ensures you don't need to switch tabs while making a capital allocation decision.

Can a stock appear in Alloted AND Add More at the same time?

No. Alloted requires ALL brokers ≥ threshold. Add More requires ANY broker < threshold. These are mutually exclusive conditions — a stock in Alloted has every broker at or above threshold, so no broker can be below it.

What does an empty Smart Views tab mean?

For Alloted: no holdings have all brokers at or above threshold — you have room to build positions further. For Consider: all your positions are above the invested limit — you are well-allocated. For Add More: every broker position is at or above threshold — no gaps in any account.

What is the default threshold and why 5%?

The default threshold is 5% position size per broker. At 5%, a stock represents a meaningful but not outsized allocation in a 20-stock portfolio. For smaller or more concentrated portfolios, you may want to raise it to 8–10%. For large diversified portfolios, 3% may be more appropriate. Set it in Settings to match your portfolio construction rules.

What Smart Views Are

Smart Views are three pre-filtered sub-tabs that sit between Holdings and Watchlist in the Portfolio Manager tab bar. They share the same full Holdings column set and update automatically as your positions and thresholds change — no manual filtering required.

Each Smart View answers one question:

Tab	Question It Answers	Filter Condition	Default Setting
Alloted	Which holdings are fully committed at every broker?	ALL broker positions ≥ threshold%	5%
Consider	Which holdings am I under-deployed in overall?	Total invested < Consider limit	₹3,00,000
Add More	Where does a specific broker still have room to add?	ANY broker position < threshold%	5%

Smart Views are read-only filters. They do not modify your holdings or trigger any actions. They show a filtered subset of your portfolio based on the thresholds you configure in Settings.

Alloted Tab — Fully Committed Positions

The Alloted tab shows holdings where every active broker in your portfolio has a position at or above the threshold percentage (default 5%). The descriptor bar reads: "ALL broker positions ≥ 5% — fully committed, consider locking profits."

What "All Brokers" Means

The system looks at each broker account where you have at least one holding. For a stock to appear in Alloted, every one of those accounts must hold it at or above threshold — not just the ones where you happen to have that stock. If you use Zerodha and Groww, both must be at or above 5% for the stock to qualify.

If you have many broker accounts, Alloted can be hard to reach. A stock must appear in every active broker at threshold% or above. If you have 5 brokers and only 4 hold a particular stock, it will not appear in Alloted regardless of position size in those 4. This is by design — it identifies only positions where you have full conviction across all accounts.

When to Use Alloted

Profit-locking review: These holdings are maximally deployed. Any new purchase would further concentrate your exposure. Ask: does the XIRR and N50 justify holding, or should you trim?
Portfolio rebalancing: If a stock is in Alloted and has appreciated significantly, it may now be overweight. The Value NOW and P&L ₹ columns show current size vs original allocation.
Quarterly conviction check: Sort by Score descending — fully committed positions with low momentum scores deserve a thesis review.

Stock	LTP	P&L%	XIRR	N50	Score	Invested	Value NOW	Zerodha	Groww
HDFCBANK	1,724	+18.4%	14.2%	+6.1%	3	₹2.4L	₹2.8L	7.2%	6.8%
TITAN	3,412	+34.1%	22.6%	+14.3%	4	₹3.1L	₹4.2L	8.4%	7.9%

Both brokers are above 5% threshold — these stocks appear in Alloted.

Consider Tab — Under-Allocated Positions

The Consider tab shows holdings where your total invested amount across all brokers is below the Consider limit (default ₹3,00,000). The descriptor bar reads: "Total invested < ₹3L — under-allocated, consider adding more."

Why Total Invested, Not Position %

Consider uses absolute rupee amount, not percentage, because position % fluctuates with the market. A stock where you invested ₹1.5L two years ago may now be 8% of your portfolio — but your original deployment was small. The Consider limit cuts through unrealised gains to ask: how much capital did I actually put in?

Consider is a deployment check, not a performance check. A stock can have excellent XIRR and N50 and still appear in Consider — that is actually the best use case. Great performers where you deployed less capital than intended are the highest-priority candidates for adding more.

When to Use Consider

Pre-SIP deployment: Before each monthly investment, open Consider and sort by XIRR descending — add to your best performers that are still under-deployed.
Conviction vs capital gap: If a stock has high Score (momentum) and positive N50/N500 but low invested amount, you have a research-capital mismatch. Consider surfaces that gap.
New portfolio entries: Newly added holdings usually start below ₹3L. Consider acts as a reminder to build up the position over the coming months.

Adjusting the Consider Limit

The default ₹3,00,000 suits a portfolio where a full position is ₹3–5L. If your portfolio is larger (e.g., full positions are ₹8–10L), raise the limit in Settings so the filter remains meaningful. For smaller portfolios, lower it to ₹75,000–₹1,00,000.

The Consider limit is per stock, not per broker. It is your combined invested total across all broker accounts. A stock where you invested ₹1.5L in Zerodha and ₹1.8L in Groww = ₹3.3L total — above the default limit, so it will not appear in Consider.

Add More Tab — Broker Position Gaps

The Add More tab shows holdings where at least one broker has a position below the threshold percentage (default 5%). The descriptor bar reads: "ANY broker position < 5% — room to add more at this broker."

The Multi-Broker Use Case

Many Indian investors hold the same stocks across multiple brokers — for redundancy, different SIP strategies, or family accounts. Add More addresses the specific question: which broker accounts are under-weight in a stock I want more of?

Check the individual broker columns to see which specific account is below threshold:

Stock	P&L%	XIRR	Zerodha	Upstox	Groww	INDMoney
PIIND	+22.1%	18.4%	6.8%	7.1%	2.3%	—
LALPATHLAB	+9.4%	11.2%	3.1%	—	5.8%	6.2%

PIIND: Groww is below 5% (2.3%). LALPATHLAB: Zerodha is below 5% (3.1%). Both appear in Add More. — means no position in that broker.

When to Use Add More

Systematic SIP top-ups: Run through Add More before each SIP to identify which broker account should receive the next contribution for a given stock.
Equalising across brokers: If you want balanced exposure in each account, Add More surfaces the imbalances automatically.
After adding a new broker account: When you open a new broker account and start building positions, Add More will populate with almost every holding — useful for knowing where to start.

Add More and Alloted are mutually exclusive. Alloted requires ALL brokers ≥ threshold; Add More requires ANY broker < threshold. A stock cannot appear in both simultaneously. Once you top up the under-weight broker to threshold, the stock moves out of Add More and — if all brokers are now at or above threshold — moves into Alloted.

Configuring Thresholds in Settings

All three Smart View thresholds are configured in the Portfolio Manager's Settings tab. Changes take effect immediately with no save button — the Smart Views recalculate as soon as you change the value.

Setting	Affects Tab(s)	Default	How to Adjust
Alloted threshold	Alloted, Add More	5%	Raise for concentrated portfolios; lower for large diversified ones
Consider limit	Consider	₹3,00,000	Match to your target full-position size

The Alloted threshold controls both Alloted and Add More. A single setting drives both tabs — raising the threshold makes it harder to qualify for Alloted (more demanding) and easier to appear in Add More (more permissive). This keeps the two tabs logically consistent.

Recommended Threshold by Portfolio Size

10–15 stocks: Alloted threshold 6–8% (a full position is 7–10% of portfolio)
20–25 stocks: Alloted threshold 4–5% (the default — a full position is 4–5%)
30+ stocks: Alloted threshold 2–3% (each position is smaller by design)

Monthly Review Workflow Using Smart Views

Step 1 — Open Add More first

If you have fresh capital to deploy this month, Add More tells you which existing high-conviction holdings have broker gaps. Sort by XIRR descending — the stock with the best time-weighted return and a broker gap is usually the highest-priority top-up candidate.

Step 2 — Cross-check with Consider

A stock appearing in both Add More AND Consider is doubly flagged — it has a broker gap AND overall under-deployment. This is your strongest signal for capital deployment this month.

Step 3 — Review Alloted for profit-lock decisions

For each stock in Alloted, check P&L% and Value NOW. Holdings that have appreciated significantly above your target size may warrant a partial trim — especially if Score is low (no active momentum signals).

Step 4 — Adjust thresholds if the lists are too long or too short

If Add More shows 90% of your holdings, your threshold is probably too high. If it shows zero holdings, it may be too low. The goal is a list of 3–6 priority top-up candidates per review cycle.

Step 5 — Check Signals column before acting

Before deploying capital into any stock surfaced by Consider or Add More, check the Signals column. If an active sell signal is showing (🚩 in the Holdings tab), verify whether it changes your allocation decision before adding more.

Related Portfolio Guides

Portfolio Manager Hub — overview of all 13 tabs and getting started
Holdings Tab — XIRR, N50/N500, Score, PEG, and broker position columns
Watchlist Tab — Review Holdings card, 7 sell signals, and 28-column fundamentals table
Settings Tab — configuring thresholds, PEG denominator, and alert levels

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Alloted · Consider · Add More · Threshold Configuration