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Published: April 19, 2026 | 5 min read | Platform Guide | Portfolio

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Stop-loss alerts surface deteriorating positions before you forget to check them

What You Will Master

The Alerts tab is your portfolio's automatic loss-monitoring layer. It evaluates every broker-position pair against a configurable stop-loss threshold and splits results into two sections: positions that have already breached (🔴 Stop-Loss Breached) and those in negative territory but not yet at the threshold (🟡 Approaching). The tab badge shows how many breaches are active so you notice them immediately without opening the tab.

What This Guide Covers:

How the stop-loss threshold works — default, range, and what it measures
🔴 Stop-Loss Breached section — columns, what each means, the Action button
🟡 Approaching Stop-Loss section — early warning logic
Per-broker, per-position evaluation — why the same stock can show in both sections
The alerts badge — when it appears and what count it shows
Stop Loss Price in Holdings panel — how it connects to your threshold

Who This Is For:

Disciplined loss-limiters — investors with a rule to cut positions below a set loss level
Multi-broker investors — tracking loss exposure independently per account
Systematic reviewers — running a weekly check without manually scanning every holding

What does the stop-loss threshold measure?

It measures P&L% for each broker-position combination — calculated as (LTP − Net Cost) ÷ Net Cost × 100. "Net Cost" is your true cost basis per share at that broker, accounting for all lots, FIFO adjustments, and brokerage. A threshold of −5% means: if this position at this broker is down 5% or more from your entry, it breaches.

Why is evaluation per-broker, not total-portfolio?

Different brokers can have different average costs for the same stock — you may have bought at Zerodha at ₹100 and added at Groww later at ₹140. If the stock is at ₹95, Zerodha's position is at −5% and Groww's is at −32%. Evaluating per-broker gives you an accurate loss picture for each account independently.

What is the difference between Stop-Loss Breached and Approaching Stop-Loss?

Stop-Loss Breached (🔴): P&L% ≤ −threshold% — the loss has hit or exceeded your defined limit. Approaching Stop-Loss (🟡): P&L% is negative (< 0%) but has not yet hit the threshold — it's deteriorating but still has room. The split gives you an action list (Breached) and a watch list (Approaching) in the same tab.

What does the red alerts badge on the tab show?

The badge count is the number of broker-position rows in the Stop-Loss Breached section. It does NOT include Approaching rows. A badge of "3" means three broker-position combinations have crossed your threshold — it could be one stock in three brokers, or three different stocks each in one broker.

What is the Stop Loss column in the alerts table?

The Stop Loss column shows the exact price level at which this position would hit (or has hit) the threshold — calculated as Net Cost × (1 − threshold%). At the default −5%, for a position with Net Cost ₹200, Stop Loss Price = ₹190. If LTP is below this price, the row is in Breached; if LTP is above it (but below Net Cost), it is in Approaching.

What does the Action button do in the Stop-Loss Breached section?

The Action button opens the Holdings detail panel for that broker-position — the same panel that shows Net Cost, Sell Above (breakeven), and Stop Loss Price. From there you can review your thesis, check the full position details, and decide whether to cut or hold. It is an information prompt, not an automatic exit order.

Where does the Stop Loss Price in the Holdings panel come from?

The Holdings panel (opened when you click a position row) shows three computed prices: Net Cost (your true cost basis), Sell Above (round-trip breakeven including brokerage), and Stop Loss Price = Net Cost × (1 − threshold%). At the default 5% threshold, it is Net Cost × 0.95. Change the threshold in Settings and the Stop Loss Price updates immediately.

Does the Alerts tab trigger automatic sell orders?

No. The Alerts tab is purely informational — it surfaces positions that have crossed your defined loss level so you can review them. No trades are placed automatically. You decide whether to exit the position through your broker's platform. The purpose is to ensure you don't miss a deteriorating position through inattention.

How the Alerts Tab Works

The Alerts tab compares the current LTP against the net cost basis of each broker-position combination in your portfolio. The descriptor bar at the top shows the current threshold and the evaluation basis:

Stop-loss threshold: −5% · per-broker, per-position
Every broker account where you hold a stock is evaluated independently. The threshold compares that broker's average cost (not your blended portfolio cost) against the current LTP.

The tab has two sections. The alerts badge on the tab label shows only the breached count — if you see "Alerts 2", two broker-position pairs have crossed your threshold:

Section	Condition	Counts in badge?	Has Action button?
🔴 Stop-Loss Breached	P&L% ≤ −threshold%	Yes	Yes
🟡 Approaching Stop-Loss	P&L% < 0% (but > −threshold%)	No	No

Both sections show the same columns: Stock, Broker, Net Cost, Invested, LTP, P&L%, and Stop Loss (the price level at which the threshold is exactly reached). The Breached section also has an Action button to open the position detail panel.

🔴 Stop-Loss Breached

This section lists every broker-position pair where P&L% has fallen to or below the configured threshold. These are positions that have already crossed your defined loss limit — the action list for your portfolio review.

Stock	Broker	Net Cost	Invested	LTP	P&L%	Stop Loss	Action
WIPRO	Groww	₹458	₹45,800	₹412	−10.0%	₹435	Review
LALPATHLAB	Zerodha	₹2,184	₹1,09,200	₹2,060	−5.7%	₹2,075	Review

Column Definitions

Stock — NSE symbol of the holding
Broker — which broker account this row represents (same stock can have multiple rows for different brokers)
Net Cost — your true cost basis per share at this broker, after FIFO lot matching and brokerage charges
Invested — total capital deployed in this stock at this broker (Net Cost × quantity)
LTP — Last Traded Price in ₹
P&L% — (LTP − Net Cost) ÷ Net Cost × 100, shown negative for losses
Stop Loss — Net Cost × (1 − threshold%). At default −5%: Net Cost × 0.95. LTP is at or below this level for rows in this section.
Action — opens the Holdings detail panel for this broker-position with full lot breakdown, Net Cost, Sell Above (breakeven), and Stop Loss Price

The Alerts tab does not place sell orders. Reviewing a breach in the Alerts tab does not execute any transaction. If you decide to exit, you need to place the order through your broker's app or platform. The tab is a monitoring and decision-support tool, not an automated execution system.

🟡 Approaching Stop-Loss

This section lists positions that are in negative P&L territory at a given broker but have not yet hit the threshold. The condition is: P&L% < 0% AND P&L% > −threshold%. These are early warnings.

The threshold label for this section reads: "P&L% < 0 — watch these" — a deliberate reminder that these positions are already losing ground, even if they haven't crossed your defined limit yet.

Approaching rows have no Action button. There is nothing to act on yet — the position has not crossed your limit. The purpose of this section is to prevent surprises: you see deterioration happening before it becomes a breach.

Using the Approaching Section Strategically

Re-check the thesis: If a stock is in Approaching, ask whether your original investment thesis still holds. If it does, the approaching loss is noise. If it doesn't, you may want to exit before the breach rather than waiting for it.
Monitor the rate of decline: A stock that appears in Approaching and also has a negative 1YR% in the Watchlist tab is showing consistent weakness from both angles — two independent signals of deterioration.
Set a mental time limit: If a position has been in Approaching for multiple consecutive months without recovering, treat it as a soft breach and review it as if it had crossed the threshold.

Per-Broker, Per-Position Evaluation

The same stock can appear in different sections — or even multiple rows in the same section — when you hold it at more than one broker. Each broker account maintains its own average cost basis, so the P&L% can differ significantly across accounts.

Stock	Broker	Net Cost	LTP	P&L%	Stop Loss	Section
WIPRO	Zerodha	₹390	₹412	+5.6%	₹371	Not shown (profitable)
WIPRO	Groww	₹458	₹412	−10.0%	₹435	🔴 Breached
WIPRO	Upstox	₹430	₹412	−4.2%	₹409	🟡 Approaching

Same stock — three different outcomes across three brokers. Zerodha bought earlier at a lower price; Groww bought at the peak; Upstox is in between.

Net Cost matters more than you think. Two investors holding the same stock at the same LTP can have completely different alerts if their entry prices differ. Per-broker evaluation means your alerts reflect reality — what you personally paid at each account, not a blended average that obscures individual account risk.

Configuring the Stop-Loss Threshold

The stop-loss threshold is set in the Portfolio Manager's Settings tab. The input is labelled "Stop-Loss %" with the description: "Exit full broker position below this P&L."

Parameter	Value
Default threshold	5% (P&L ≤ −5% triggers breach)
Minimum	1%
Maximum	20%
Step	0.5%
Takes effect	Immediately — no save button

How the Threshold Connects to the Holdings Panel

When you click any row in the Holdings tab (or the Action button in Alerts), a detail panel opens showing three computed price levels:

Net Cost — your true per-share cost basis at this broker
Sell Above — the round-trip breakeven price (Net Cost plus estimated brokerage/STT to recover your full investment)
Stop Loss Price — Net Cost × (1 − threshold%). At the default 5%, this is Net Cost × 0.95

The Stop Loss Price in the Holdings panel and the Stop Loss column in the Alerts table are calculated from the same threshold setting — they stay in sync automatically.

Choosing the right threshold. A 5% threshold works well for large-cap, lower-volatility holdings. For mid- and small-caps that move more intraday, consider 8–10% to avoid excessive alerts from normal price swings. For momentum positions where you want tighter risk control, 3–4% keeps you on a short leash.

Weekly Alerts Review Workflow

Step 1 — Glance at the badge before opening

The red number on the Alerts tab tells you immediately if any breach has occurred since your last visit. Zero = nothing has crossed your limit. Any number > 0 = at least one position needs your attention today.

Step 2 — Address Breached rows first

For each row in Stop-Loss Breached, click the Action button to open the Holdings panel. Check: is the investment thesis intact? If the company's fundamentals are unchanged and the price drop is market-wide, you may choose to hold. If the thesis has changed (earnings miss, management change, sector structural shift), this is the signal to exit.

Step 3 — Cross-check Breached rows with Watchlist sell signals

A position in Stop-Loss Breached that also has an active sell signal in the Watchlist tab (e.g. below 200DMA + near 52W low) has two independent systems flagging it simultaneously. This combination rarely resolves favourably — it deserves a serious review.

Step 4 — Log Approaching rows mentally

Make a mental (or journal) note of the Approaching positions. If they are still in Approaching next week, the decline is persistent. If they have moved into Breached, they now require an action decision.

Step 5 — Consider adjusting the threshold if the list is noisy

If Approaching consistently has 10+ entries for stocks that eventually recover, your threshold may be too tight for the volatility of your holdings. Raise it by 1–2% in Settings and monitor over the next month. The goal is a signal, not constant noise.

Related Portfolio Guides

Portfolio Manager Hub — overview of all 13 tabs and getting started
Holdings Tab — XIRR, N50/N500, Score, PEG, and broker position columns
Watchlist Tab — Review Holdings card and the 7 sell signals
Settings Tab — configuring stop-loss %, PEG denominator, and all thresholds

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💼 Portfolio — Alerts Tab

Stop-Loss Threshold · Breach & Approaching Alerts · Per-Broker Evaluation