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GBank Financial Holdings Inc.
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NASDAQ: GBFH Financials Bank 🔎 Screen
$245M
Market Cap
23.5
P/E
1.20
PEG
—
ROCE
13.7%
ROE
0.20
D/E
—
OPM
-55.8%
% from 52W High
12
α RS
🔍 GBFH is showing a multi-screen setup because it matches 4 of 39 tracked screener presets and Sector RRG has Financials in the Improving quadrant with the trail still strengthening. The main caution: the Steady Dividend preset's Backtest win rate is only 43.7%. Net: Mixed signal stack, not a recommendation. ? Conviction RRG Backtest
Sources
Conviction 4/39 · Financials in Improving quadrant · Backtest win rate 43.7%
🌏 Global Investor Returns
Currency-adjusted total returns for GBFH including FX impact
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📈 Price History
Ratio Health
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— Poor
By Category
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About

GBank Financial Holdings Inc. operates as a bank holding company for GBank that provides banking services to commercial and consumer customers in Nevada. The company offers business and personal checking and savings accounts. It also provides small business administration loans; commercial real estate, equipment, business term, and medical/professional loans; business lines of credit; accounts receivable/inventory financing services; and credit cards. In addition, the company offers business and personal digital banking; debit cards; additional services; Zelle cash; business courier; merchant card; positive pay; and remote deposit capture services. It serves small- and medium-sized businesses, high net worth individuals, professionals, and investors. The company was founded in 2007 and is based in Las Vegas, Nevada.

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✓ 📞 Earnings Call Transcripts (5 quarters) submit a missing quarter
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📞 Earnings Call Transcripts (5)
Q2 2026 Q2 2026 2026-07-29
Q2 saw strong SBA loan production and higher gain on sale income, but margin compression and elevated provision expenses due to increased NPAs. Gaming fintech initiatives advanced with a major AXES.ai partnership, while credit card income declined from industry restrictions. Significant deposit growth is expected in 2027 as digital gaming platforms scale.
Q1 2026 Q1 2026 2026-04-29
Q1 2026 saw strong loan growth and fintech expansion, offset by a $0.22 per share charge-off from AI-driven credit card fraud, now contained by new systems. Net interest margin compressed but is expected to recover, while gaming and payments innovations are driving future growth.
Q4 2025 Q4 2025 2026-01-28
Record quarterly earnings and strong year-over-year growth were driven by credit card and SBA performance, despite temporary setbacks from fraud and a government shutdown. The launch of BoltBetz and ongoing investments in technology and risk controls position the company for continued expansion in digital payments and gaming fintech.
Q3 2025 Q3 2025 2025-10-29
Q3 net income declined due to $2M in unusual expenses, but net revenue grew 13.5% and digital banking, payments, and gaming initiatives are driving future growth. SBA lending is temporarily impacted by the government shutdown, while new fraud controls and influencer partnerships are in place.
Q1 2025 Q1 2025 2025-04-30
Achieved NASDAQ listing and reported strong year-over-year growth in revenue, non-interest income, and assets. Extraordinary expenses impacted EPS, but robust loan and payments growth, a strong SBA pipeline, and new fintech initiatives position the company for continued expansion.
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📊 Analysis Methodology

This comprehensive investment analysis was conducted using The Finmagine™ Stock Analysis & Ranking Methodology, a proprietary framework that systematically evaluates stocks across five critical dimensions: Financial Health, Growth Prospects, Competitive Positioning, Management Quality, and Valuation.

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Financial Model
Projections are built from each company's audited annual financials (Income Statement, Balance Sheet, Cash Flow) over the last 5 fiscal years. Forward assumptions — revenue growth %, EBITDA margin, D&A (USD millions), interest expense, tax rate, and capex — are AI-generated using historical context and refreshed twice a year: after the December results season and after the September/Q4 results season.

DCF Valuation
Fair Value = Σ(FCFt / (1+WACC)t) + Terminal Value. Terminal Value uses the Gordon Growth Model: FCF5 × (1+g) / (WACC−g). Default WACC: 10% (US risk-free ~4.5%, equity risk premium ~5.5%). Default terminal growth: 3% (long-run US nominal GDP proxy).

CAGR Tracker
Expected 5-year CAGR = (DCF Fair Value / Current Price)1/5 − 1. Assumes fair value is reached in exactly 5 years — a mechanical estimate only.

Data Sources & Limitations
Financial statements sourced from public filings. Prices updated daily. Forward assumptions are AI-generated. All monetary values in USD millions. Non-US ADR companies may have currency conversion inaccuracies. Models are point-in-time and do not update intra-quarter or account for M&A, macro shocks, or extraordinary items.

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Information Sources:
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